Compare · 3 funds side by side · dividends reinvested

IVV, XLF and XLK

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,984XLK · best of the three

02 / 04

IVV, XLF and XLK, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B1.8

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.49%+19.1%+18.8%+27.0%+17.1%−19.6%28.6%$110B1.9

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IVV 2000 · XLF 1998 · XLK 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $853B$17,545

IVV

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 12.6% in common

IVVMeasureXLF

+11.3%Year to dateJan 1 → Nov 9+7.2%

+13.6%1 yearTotal return+12.4%

+22.0%3 years · per year$10,000 became $18,159 · $18,230+22.2%

+11.9%5 years · per year$10,000 became $17,545 · $15,690+9.4%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.11%Trailing 12-mo yield$111 · $142 a year on $10k1.42%

−8.9%Worst dropSmaller is better−14.8%

13.8%VolatilityLower is calmer15.3%

IVVXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs XLF: Top 5 Holdings

Today

IVV

27.8%in top 5

XLF

in top 543.8%

IVVStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V9.0%

7.9%AAPLnot top 5

7.1%NVDAnot top 5

not top 5MA6.6%

6.2%MSFTnot top 5

4.0%AMZNnot top 5

not top 5BAC4.0%

2.6%GOOGLnot top 5

Held in common12.6%

End-of-day Nov 9, 2026 · share of each fund

IVV vs XLF Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

IVVXLFFaded: behind in that period

3–1IVV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: IVV vs XLF

YTD

iSharesIVV

+11.3%

XLFSPDR

+7.2%

+11.3%Year to date+7.2%

−8.9%Worst drop · 1Y−14.8%

13.8%Volatility · 1Y15.3%

1.1%Yield1.4%

$853BAssets$53.4B

3–1IVV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, XLF, XLK

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

XLF0.08%$8

XLK0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IVV, XLF, XLK

1.42%highest, XLF

FundTrailing yieldYield$10k

XLF1.42%$142

IVV1.11%$111

XLK0.49%$49

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$134most kept, XLF

XLF$142 − $8 = $134

IVV$111 − $3 = $108

XLK$49 − $8 = $41

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IVV, XLF, XLK

Today

35.9%most shared, IVV and XLK

IVVXLFXLK

IVV—12.6%35.9%

XLF12.6%—0.0%

XLK35.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.8%XLK, at 28.6% volatility

IVVWorst drop−8.9%13.8% vol

XLFWorst drop−14.8%15.3% vol

XLKWorst drop−19.6%28.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLFXLK

+7.2%Year to date+19.1%

1.4%Yield0.5%

+12.4%Past year+18.8%

0.08%Fee0.08%

2–1XLK wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026