Compare · 3 funds side by side · dividends reinvested

IVV, XLK and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,952XLK · best of the three

02 / 04

IVV, XLK and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B1.8

State Street Technology Select Sector SPDR ETFSectors · Technology0.08%0.51%+13.2%+11.1%+26.4%+15.9%−19.6%28.5%$117B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: IVV 2000 · XLK 1998 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $850B$17,151

IVV

XLK

State Street Technology Select Sector SPDR ETF · $117B$20,952

$10,000 five years ago, dividends reinvested · they hold 36.6% in common

IVVMeasureXLK

+8.4%Year to dateJan 1 → Nov 5+13.2%

+9.7%1 yearTotal return+11.1%

+22.1%3 years · per year$10,000 became $18,221 · $20,176+26.4%

+11.4%5 years · per year$10,000 became $17,151 · $20,952+15.9%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.14%Trailing 12-mo yield$114 · $51 a year on $10k0.51%

−8.9%Worst dropSmaller is better−19.6%

13.6%VolatilityLower is calmer28.5%

IVVXLK Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs XLK: Top 5 Holdings

Today

IVV

27.7%in top 5

XLK

in top 552.7%

IVVStockXLK

7.7%AAPL15.8%

7.3%NVDA15.0%

6.2%MSFT12.8%

not top 5AVGO4.8%

not top 5AMD4.5%

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common36.6%

End-of-day Nov 5, 2026 · share of each fund

IVV vs XLK Returns, Every Period

iSharesIVV

+11.4%

5 years, per year

XLKSPDR

+15.9%

5 years, per year

IVVXLKFaded: behind in that period

0–4XLK wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IVV vs SPY

YTD

iSharesIVV

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

−8.9%Worst drop · 1Y−8.9%

13.6%Volatility · 1Y13.6%

1.1%Yield1.0%

$850BAssets$819B

2–0IVV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IVV, XLK, SPY

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

XLK0.08%$8

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: IVV, XLK, SPY

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

SPY1.03%$103

XLK0.51%$51

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

XLK$51 − $8 = $43

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: IVV, XLK, SPY

Today

99.9%most shared, IVV and SPY

IVVXLKSPY

IVV—36.6%99.9%

XLK36.6%—36.6%

SPY99.9%36.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.1%XLK, at 28.5% volatility

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

XLKWorst drop−19.6%28.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IVVXLK

+8.4%Year to date+13.2%

1.1%Yield0.5%

+9.7%Past year+11.1%

0.03%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026