Compare · 3 funds side by side · dividends reinvested

IYC, XLF and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

IYC, XLF and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.2%+12.4%+22.2%+9.4%−14.8%15.3%$53.4B1.6

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.8

iShares U.S. Consumer Discretionary ETFSectors · Consumer0.37%0.50%+3.1%+4.9%+17.3%+5.1%−12.0%16.4%$1.7B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: IYC 2000 · XLF 1998 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

iShares U.S. Consumer Discretionary ETF · $1.7B$12,823

IYC

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,690

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IYCMeasureXLF

+3.1%Year to dateJan 1 → Nov 9+7.2%

+4.9%1 yearTotal return+12.4%

+17.3%3 years · per year$10,000 became $16,156 · $18,230+22.2%

+5.1%5 years · per year$10,000 became $12,823 · $15,690+9.4%

0.37%Expense ratio$37 · $8 a year on $10k · lower is better0.08%

0.50%Trailing 12-mo yield$50 · $142 a year on $10k1.42%

−12.0%Worst dropSmaller is better−14.8%

16.4%VolatilityLower is calmer15.3%

IYCXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7XLF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IYC vs XLF: Top 5 Holdings

Today

IYC

34.9%in top 5

XLF

in top 543.8%

IYCStockXLF

14.8%AMZNnot top 5

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V9.0%

7.3%TSLAnot top 5

not top 5MA6.6%

4.4%WMTnot top 5

4.3%COSTnot top 5

4.0%HDnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

IYC vs XLF Returns, Every Period

iSharesIYC

+5.1%

5 years, per year

XLFSPDR

+9.4%

5 years, per year

IYCXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IYC vs XLE

YTD

iSharesIYC

+3.1%

XLESPDR

+41.3%

+3.1%Year to date+41.3%

−12.0%Worst drop · 1Y−15.0%

16.4%Volatility · 1Y23.3%

0.5%Yield2.5%

$1.7BAssets$40.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IYC, XLF, XLE

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

XLE0.08%$8

IYC0.37%$37

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: IYC, XLF, XLE

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

XLF1.42%$142

IYC0.50%$50

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

XLF$142 − $8 = $134

IYC$50 − $37 = $13

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: IYC, XLF, XLE

Today

0.0%most shared, IYC and XLF

IYCXLFXLE

IYC—0.0%0.0%

XLF0.0%—0.0%

XLE0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

XLFWorst drop−14.8%15.3% vol

IYCWorst drop−12.0%16.4% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLEXLF

+41.3%Year to date+7.2%

2.5%Yield1.4%

+44.3%Past year+12.4%

0.08%Fee0.08%

3–0XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026