Compare · 3 funds side by side · dividends reinvested

IYF, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

IYF, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.4

iShares U.S. Financials ETFSectors · Financials0.37%1.47%+3.8%+9.6%+25.0%+9.8%−13.9%14.5%$3.8B2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: IYF 2000 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares U.S. Financials ETF · $3.8B$15,929

IYF

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 77.3% in common

IYFMeasureXLF

+3.8%Year to dateJan 1 → Nov 3+5.7%

+9.6%1 yearTotal return+10.9%

+25.0%3 years · per year$10,000 became $19,552 · $19,057+24.0%

+9.8%5 years · per year$10,000 became $15,929 · $15,353+9.0%

0.37%Expense ratio$37 · $8 a year on $10k · lower is better0.08%

1.47%Trailing 12-mo yield$147 · $144 a year on $10k1.44%

−13.9%Worst dropSmaller is better−14.8%

14.5%VolatilityLower is calmer14.6%

IYFXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3IYF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IYF vs XLF: Top 5 Holdings

Today

IYF

34.4%in top 5

XLF

in top 543.3%

IYFStockXLF

12.4%BRK-B12.6%

11.0%JPM11.4%

not top 5V8.7%

not top 5MA6.4%

3.7%BAC4.1%

3.7%WFCnot top 5

3.6%GSnot top 5

Held in common77.3%

End-of-day Nov 3, 2026 · share of each fund

IYF vs XLF Returns, Every Period

iSharesIYF

+9.8%

5 years, per year

XLFSPDR

+9.0%

5 years, per year

IYFXLFFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

IYF vs XLF

YTD

iSharesIYF

+3.8%

XLFSPDR

+5.7%

+3.8%Year to date+5.7%

−13.9%Worst drop · 1Y−14.8%

14.5%Volatility · 1Y14.6%

1.5%Yield1.4%

$3.8BAssets$54.2B

3–1IYF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IYF, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

IYF0.37%$37

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: IYF, XLF, VOO

1.47%highest, IYF

FundTrailing yieldYield$10k

IYF1.47%$147

XLF1.44%$144

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

IYF$147 − $37 = $110

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: IYF, XLF, VOO

Today

77.3%most shared, IYF and XLF

IYFXLFVOO

IYF—77.3%9.1%

XLF77.3%—11.3%

VOO9.1%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

IYFWorst drop−13.9%14.5% vol

XLFWorst drop−14.8%14.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

IYFVOO

+3.8%Year to date+11.5%

1.5%Yield1.1%

+9.6%Past year+11.9%

0.37%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026