Compare · 3 funds side by side · dividends reinvested

IYG, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

IYG, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B2.0

iShares U.S. Financial Services ETFSectors · Financials0.37%1.08%+4.3%+9.5%+27.0%+8.7%−15.9%15.6%$2.3B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: IYG 2000 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

XLF

VOO

Vanguard S&P 500 ETF · $1.00T$17,749

$10,000 five years ago, dividends reinvested · they hold 11.3% in common

XLFMeasureVOO

+5.7%Year to dateJan 1 → Nov 3+11.5%

+10.9%1 yearTotal return+11.9%

+24.0%3 years · per year$10,000 became $19,057 · $19,094+24.1%

+9.0%5 years · per year$10,000 became $15,353 · $17,749+12.2%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

1.44%Trailing 12-mo yield$144 · $107 a year on $10k1.07%

−14.8%Worst dropSmaller is better−8.9%

14.6%VolatilityLower is calmer12.7%

XLFVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VOO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs VOO: Top 5 Holdings

Today

XLF

43.3%in top 5

VOO

in top 528.3%

XLFStockVOO

12.6%BRK-Bnot top 5

11.4%JPMnot top 5

8.7%Vnot top 5

not top 5NVDA8.4%

not top 5AAPL7.4%

6.4%MAnot top 5

not top 5MSFT5.8%

4.1%BACnot top 5

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common11.3%

End-of-day Nov 3, 2026 · share of each fund

XLF vs VOO Returns, Every Period

SPDRXLF

+9.0%

5 years, per year

VOOVanguard

+12.2%

5 years, per year

XLFVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

XLF vs IYG

YTD

SPDRXLF

+5.7%

IYGiShares

+4.3%

+5.7%Year to date+4.3%

−14.8%Worst drop · 1Y−15.9%

14.6%Volatility · 1Y15.6%

1.4%Yield1.1%

$54.2BAssets$2.3B

4–0XLF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: IYG, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

IYG0.37%$37

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: IYG, XLF, VOO

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

IYG1.08%$108

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VOO$107 − $3 = $104

IYG$108 − $37 = $71

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: IYG, XLF, VOO

Today

84.0%most shared, IYG and XLF

IYGXLFVOO

IYG—84.0%9.6%

XLF84.0%—11.3%

VOO9.6%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

XLFWorst drop−14.8%14.6% vol

IYGWorst drop−15.9%15.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVOO

+5.7%Year to date+11.5%

1.4%Yield1.1%

+10.9%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026