Compare · 4 funds side by side · dividends reinvested

JEPQ, HAPI, SCHD and IJR

JEPQJ.P. Morgan×HAPIHarbor×SCHDSchwab×IJRiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

JEPQ, HAPI, SCHD and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$483M2.6

JPMorgan Nasdaq Equity Premium Income ETFIncome · Premium income0.35%12.79%+3.2%+4.5%+17.4%[…]−11.5%16.7%$40.7B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: JEPQ 2022 · HAPI 2022 · SCHD 2011 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 9.7% in common

HAPIMeasureSCHD

+8.0%Year to dateJan 1 → Nov 6+31.4%

+9.9%1 yearTotal return+37.0%

+21.7%3 years · per year$10,000 became $18,006 · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.80%Trailing 12-mo yield$80 · $300 a year on $10k3.00%

−8.1%Worst dropSmaller is better−6.9%

12.7%VolatilityLower is calmer11.7%

HAPISCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs SCHD: Top 5 Holdings

Today

HAPI

27.4%in top 5

SCHD

in top 521.4%

HAPIStockSCHD

6.2%AAPLnot top 5

6.2%MSFTnot top 5

6.0%AMZNnot top 5

4.6%NVDAnot top 5

not top 5PG4.5%

4.4%METAnot top 5

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common9.7%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs SCHD Returns, Every Period

HarborHAPI

+9.9%

past year

SCHDSchwab

+37.0%

past year

HAPISCHDFaded: behind in that period

1–2SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Income: HAPI vs JEPQ

YTD

HarborHAPI

+8.0%

JEPQJ.P. Morgan

+3.2%

+8.0%Year to date+3.2%

−8.1%Worst drop · 1Y−11.5%

12.7%Volatility · 1Y16.7%

0.8%Yield12.8%

$483MAssets$40.7B

3–1HAPI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: JEPQ, HAPI, SCHD, IJR

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

IJR0.06%$6

JEPQ0.35%$35

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: JEPQ, HAPI, SCHD, IJR

12.79%highest, JEPQ

FundTrailing yieldYield$10k

JEPQ12.79%$1,279

SCHD3.00%$300

IJR1.24%$124

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,244most kept, JEPQ

JEPQ$1,279 − $35 = $1,244

SCHD$300 − $6 = $294

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: JEPQ, HAPI, SCHD, IJR

Today

36.7%most shared, JEPQ and HAPI

JEPQHAPISCHDIJR

JEPQ—36.7%3.8%0.0%

HAPI36.7%—9.7%0.1%

SCHD3.8%9.7%—1.2%

IJR0.0%0.1%1.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

HAPIWorst drop−8.1%12.7% vol

IJRWorst drop−9.7%16.2% vol

JEPQWorst drop−11.5%16.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

JEPQSCHD

+3.2%Year to date+31.4%

12.8%Yield3.0%

+4.5%Past year+37.0%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026