Compare · 4 funds side by side · dividends reinvested

JMUB, MMSD, SGOV and VCIT

JMUBJ.P. Morgan×MMSDNY Life Investments×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

JMUB, MMSD, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.6

NYLI MacKay Muni Short Duration ETFBonds & Cash · Municipal0.25%3.63%+1.8%+2.5%[…][…]−2.5%2.2%$88M2.7

JPMorgan Municipal ETFBonds & Cash · Municipal0.18%3.79%+0.8%+1.1%+4.9%+1.2%−5.9%3.5%$9.1B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: JMUB 2018 · MMSD 2025 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

JPMorgan Municipal ETF · $9.1B$10,620

JMUB

MMSD

NYLI MacKay Muni Short Duration ETF · $88M[…]

$10,000 five years ago, dividends reinvested

JMUBMeasureMMSD

+0.8%Year to dateJan 1 → Nov 5+1.8%

+1.1%1 yearTotal return+2.5%

+4.9%3 years · per year$10,000 became $11,552 · […][…]

+1.2%5 years · per year$10,000 became $10,620 · […][…]

0.18%Expense ratio$18 · $25 a year on $10k · lower is better0.25%

3.79%Trailing 12-mo yield$379 · $363 a year on $10k3.63%

−5.9%Worst dropSmaller is better−2.5%

3.5%VolatilityLower is calmer2.2%

JMUBMMSD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4MMSD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

JMUB vs MMSD: Top 5 Holdings

Today

JMUB

[…]in top 5

MMSD

in top 5-1.1%

JMUBStockMMSD

not top 5CASH-1.1%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

JMUB vs MMSD Returns, Every Period

J.P. MorganJMUB

+1.1%

past year

MMSDNY Life Investments

+2.5%

past year

JMUBMMSDFaded: behind in that period

0–2MMSD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

JMUB vs VCIT

YTD

J.P. MorganJMUB

+0.8%

VCITVanguard

−0.6%

+0.8%Year to date−0.6%

−5.9%Worst drop · 1Y−4.9%

3.5%Volatility · 1Y4.5%

3.8%Yield5.0%

$9.1BAssets$66.6B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: JMUB, MMSD, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

JMUB0.18%$18

MMSD0.25%$25

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: JMUB, MMSD, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

JMUB3.79%$379

SGOV3.63%$363

MMSD3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

JMUB$379 − $18 = $361

SGOV$363 − $9 = $354

MMSD$363 − $25 = $338

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: JMUB, MMSD, SGOV, VCIT

Today

[…]holdings […]

JMUBMMSDSGOVVCIT

JMUB—[…][…][…]

MMSD[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MMSDWorst drop−2.5%2.2% vol

JMUBWorst drop−5.9%3.5% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.6%Year to date+3.1%

5.0%Yield3.6%

+0.3%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026