Compare · 4 funds side by side · dividends reinvested

JMUB, SHM, BNDX and VCIT

JMUBJ.P. Morgan×SHMSPDR×BNDXVanguard×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,620JMUB · best of the four

02 / 04

JMUB, SHM, BNDX and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B2.3

JPMorgan Municipal ETFBonds & Cash · Municipal0.18%3.79%+0.8%+1.1%+4.9%+1.2%−5.9%3.5%$9.1B2.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.5

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.64%+0.8%+0.2%+4.7%+0.4%−3.2%3.8%$82.9B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: JMUB 2018 · SHM 2007 · BNDX 2013 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

VCIT

JMUB

JPMorgan Municipal ETF · $9.1B$10,620

$10,000 five years ago, dividends reinvested

VCITMeasureJMUB

−0.6%Year to dateJan 1 → Nov 5+0.8%

+0.3%1 yearTotal return+1.1%

+7.3%3 years · per year$10,000 became $12,368 · $11,552+4.9%

+1.0%5 years · per year$10,000 became $10,508 · $10,620+1.2%

0.03%Expense ratio$3 · $18 a year on $10k · lower is better0.18%

5.02%Trailing 12-mo yield$502 · $379 a year on $10k3.79%

−4.9%Worst dropSmaller is better−5.9%

4.5%VolatilityLower is calmer3.5%

VCITJMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs JMUB: Top 5 Holdings

Today

VCIT

[…]in top 5

JMUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VCIT vs JMUB Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

JMUBJ.P. Morgan

+1.2%

5 years, per year

VCITJMUBFaded: behind in that period

1–3JMUB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VCIT vs BNDX

YTD

VanguardVCIT

−0.6%

BNDXVanguard

+0.8%

−0.6%Year to date+0.8%

−4.9%Worst drop · 1Y−3.2%

4.5%Volatility · 1Y3.8%

5.0%Yield4.6%

$66.6BAssets$82.9B

3–1BNDX wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: JMUB, SHM, BNDX, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

BNDX0.07%$7

JMUB0.18%$18

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: JMUB, SHM, BNDX, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

BNDX4.64%$464

JMUB3.79%$379

SHM2.70%$270

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

JMUB$379 − $18 = $361

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: JMUB, SHM, BNDX, VCIT

Today

[…]holdings […]

JMUBSHMBNDXVCIT

JMUB—[…][…][…]

SHM[…]—[…][…]

BNDX[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+2.1%SHM, at 1.8% volatility

SHMWorst drop−2.7%1.8% vol

JMUBWorst drop−5.9%3.5% vol

BNDXWorst drop−3.2%3.8% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSHM

−0.6%Year to date+1.3%

5.0%Yield2.7%

+0.3%Past year+2.1%

0.03%Fee0.20%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026