Compare · 3 funds side by side · dividends reinvested

JUST, SCHD and VOO

JUSTGoldman Sachs×SCHDSchwab×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

JUST, SCHD and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.6

Goldman Sachs JUST U.S. Large Cap Equity ETFLow-Cost Core · US large cap0.20%0.97%+10.1%+11.4%+21.9%+11.1%−8.8%13.4%$566M2.1

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: JUST 2018 · SCHD 2011 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Goldman Sachs JUST U.S. Large Cap Equity ETF · $566M$16,961

JUST

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 8.4% in common

JUSTMeasureSCHD

+10.1%Year to dateJan 1 → Nov 6+31.4%

+11.4%1 yearTotal return+37.0%

+21.9%3 years · per year$10,000 became $18,097 · $17,266+20.0%

+11.1%5 years · per year$10,000 became $16,961 · $16,267+10.2%

0.20%Expense ratio$20 · $6 a year on $10k · lower is better0.06%

0.97%Trailing 12-mo yield$97 · $300 a year on $10k3.00%

−8.8%Worst dropSmaller is better−6.9%

13.4%VolatilityLower is calmer11.7%

JUSTSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

JUST vs SCHD: Top 5 Holdings

Today

JUST

30.4%in top 5

SCHD

in top 521.4%

JUSTStockSCHD

8.4%AAPLnot top 5

7.2%NVDAnot top 5

6.8%MSFTnot top 5

5.3%AMZNnot top 5

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

2.8%GOOGLnot top 5

Held in common8.4%

End-of-day Nov 6, 2026 · share of each fund

JUST vs SCHD Returns, Every Period

Goldman SachsJUST

+11.1%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

JUSTSCHDFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Income: JUST vs SCHD

YTD

Goldman SachsJUST

+10.1%

SCHDSchwab

+31.4%

+10.1%Year to date+31.4%

−8.8%Worst drop · 1Y−6.9%

13.4%Volatility · 1Y11.7%

1.0%Yield3.0%

$566MAssets$120B

4–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: JUST, SCHD, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SCHD0.06%$6

JUST0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: JUST, SCHD, VOO

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

VOO1.10%$110

JUST0.97%$97

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VOO$110 − $3 = $107

JUST$97 − $20 = $77

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: JUST, SCHD, VOO

Today

76.0%most shared, JUST and VOO

JUSTSCHDVOO

JUST—8.4%76.0%

SCHD8.4%—7.6%

VOO76.0%7.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

JUSTWorst drop−8.8%13.4% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDJUST

+31.4%Year to date+10.1%

3.0%Yield1.0%

+37.0%Past year+11.4%

0.06%Fee0.20%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026