Compare · 3 funds side by side · dividends reinvested

KBWB, FNCL and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,503XLF · best of the three

02 / 04

KBWB, FNCL and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.8

Fidelity MSCI Financials Index ETFSectors · Financials0.08%1.59%+5.8%+11.3%+23.6%+9.1%−14.8%15.3%$2.2B2.0

Invesco KBW Bank ETFSectors · Financials0.35%2.12%+6.2%+17.1%+35.9%+7.1%−16.4%20.5%$6.7B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: KBWB 2011 · FNCL 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Invesco KBW Bank ETF · $6.7B$14,116

KBWB

FNCL

Fidelity MSCI Financials Index ETF · $2.2B$15,425

$10,000 five years ago, dividends reinvested · they hold 31.1% in common

KBWBMeasureFNCL

+6.2%Year to dateJan 1 → Nov 5+5.8%

+17.1%1 yearTotal return+11.3%

+35.9%3 years · per year$10,000 became $25,073 · $18,881+23.6%

+7.1%5 years · per year$10,000 became $14,116 · $15,425+9.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

2.12%Trailing 12-mo yield$212 · $159 a year on $10k1.59%

−16.4%Worst dropSmaller is better−14.8%

20.5%VolatilityLower is calmer15.3%

KBWBFNCL Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

KBWB vs FNCL: Top 5 Holdings

Today

KBWB

38.7%in top 5

FNCL

in top 536.3%

KBWBStockFNCL

8.2%JPM10.1%

not top 5BRK-B8.8%

8.4%WFCnot top 5

not top 5V7.8%

7.6%MSnot top 5

7.5%GSnot top 5

6.9%BAC3.6%

not top 5MA5.9%

Held in common31.1%

End-of-day Nov 5, 2026 · share of each fund

KBWB vs FNCL Returns, Every Period

InvescoKBWB

+7.1%

5 years, per year

FNCLFidelity

+9.1%

5 years, per year

KBWBFNCLFaded: behind in that period

3–1KBWB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

KBWB vs FNCL

YTD

InvescoKBWB

+6.2%

FNCLFidelity

+5.8%

+6.2%Year to date+5.8%

−16.4%Worst drop · 1Y−14.8%

20.5%Volatility · 1Y15.3%

2.1%Yield1.6%

$6.7BAssets$2.2B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: KBWB, FNCL, XLF

Today

0.08%lowest, FNCL

FundExpense ratioFee$10k

FNCL0.08%$8

XLF0.08%$8

KBWB0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: KBWB, FNCL, XLF

2.12%highest, KBWB

FundTrailing yieldYield$10k

KBWB2.12%$212

FNCL1.59%$159

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, KBWB

KBWB$212 − $35 = $177

FNCL$159 − $8 = $151

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: KBWB, FNCL, XLF

Today

83.9%most shared, FNCL and XLF

KBWBFNCLXLF

KBWB—31.1%32.9%

FNCL31.1%—83.9%

XLF32.9%83.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.1%KBWB, at 20.5% volatility

XLFWorst drop−14.8%15.3% vol

FNCLWorst drop−14.8%15.3% vol

KBWBWorst drop−16.4%20.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

KBWBXLF

+6.2%Year to date+6.3%

2.1%Yield1.4%

+17.1%Past year+11.4%

0.35%Fee0.08%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026