Compare · 3 funds side by side · dividends reinvested

LEMB, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

LEMB, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.9

iShares J.P. Morgan EM Local Currency Bond ETFBonds & Cash · Other bonds0.30%2.41%+1.4%+4.5%+8.0%+1.9%−6.0%6.5%$782M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: LEMB 2011 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

iShares J.P. Morgan EM Local Currency Bond ETF · $782M$10,962

LEMB

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested

LEMBMeasureVTI

+1.4%Year to dateJan 1 → Nov 6+8.9%

+4.5%1 yearTotal return+9.9%

+8.0%3 years · per year$10,000 became $12,608 · $18,004+21.7%

+1.9%5 years · per year$10,000 became $10,962 · $16,375+10.4%

0.30%Expense ratio$30 · $3 a year on $10k · lower is better0.03%

2.41%Trailing 12-mo yield$241 · $109 a year on $10k1.09%

−6.0%Worst dropSmaller is better−8.9%

6.5%VolatilityLower is calmer13.7%

LEMBVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LEMB vs VTI: Top 5 Holdings

Today

LEMB

[…]in top 5

VTI

in top 525.0%

LEMBStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

LEMB vs VTI Returns, Every Period

iSharesLEMB

+1.9%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

LEMBVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: LEMB vs VTI

YTD

iSharesLEMB

+1.4%

VTIVanguard

+8.9%

+1.4%Year to date+8.9%

−6.0%Worst drop · 1Y−8.9%

6.5%Volatility · 1Y13.7%

2.4%Yield1.1%

$782MAssets$689B

3–1LEMB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LEMB, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

LEMB0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: LEMB, VTI, SPY

2.41%highest, LEMB

FundTrailing yieldYield$10k

LEMB2.41%$241

VTI1.09%$109

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$211most kept, LEMB

LEMB$241 − $30 = $211

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: LEMB, VTI, SPY

Today

85.5%most shared, VTI and SPY

LEMBVTISPY

LEMB—[…][…]

VTI[…]—85.5%

SPY[…]85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

LEMBWorst drop−6.0%6.5% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

LEMBVTI

+1.4%Year to date+8.9%

2.4%Yield1.1%

+4.5%Past year+9.9%

0.30%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026