Compare · 3 funds side by side · dividends reinvested

LEND, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

LEND, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.3

SEI High Yield Bond & Alternative Credit ETFBonds & Cash · High yield0.65%3.29%[…][…][…][…][…][…]$978M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: LEND 1995 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

SEI High Yield Bond & Alternative Credit ETF · $978M[…]

LEND

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

LENDMeasureSPYM

[…]Year to dateJan 1 → Nov 4+13.4%

[…]1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $19,186+24.3%

[…]5 years · per year$10,000 became […] · $18,126+12.6%

0.65%Expense ratio$65 · $2 a year on $10k · lower is better0.02%

3.29%Trailing 12-mo yield$329 · $101 a year on $10k1.01%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer12.8%

LENDSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LEND vs SPYM: Top 5 Holdings

Today

LEND

0.7%in top 5

SPYM

in top 527.3%

LENDStockSPYM

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

0.3%BSPnot top 5

0.3%ECHOnot top 5

0.1%VICInot top 5

0.0%NFEGPnot top 5

0.0%FNMASnot top 5

Held in common0.1%

End-of-day Nov 4, 2026 · share of each fund

LEND vs SPYM Returns, Every Period

SEILEND

[…]

past year

SPYMSPDR

+13.5%

past year

Returns […]

LENDSPYMFaded: behind in that period

0–0Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: LEND vs SPYM

YTD

SEILEND

[…]

SPYMSPDR

+13.4%

[…]Year to date+13.4%

[…]Worst drop · 1Y−8.9%

[…]Volatility · 1Y12.8%

3.3%Yield1.0%

$978MAssets$182B

1–0LEND wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LEND, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

LEND0.65%$65

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: LEND, SPYM, SPY

3.29%highest, LEND

FundTrailing yieldYield$10k

LEND3.29%$329

SPYM1.01%$101

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$264most kept, LEND

LEND$329 − $65 = $264

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: LEND, SPYM, SPY

Today

99.8%most shared, SPYM and SPY

LENDSPYMSPY

LEND—0.1%0.1%

SPYM0.1%—99.8%

SPY0.1%99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPYM, at 12.8% volatility

SPYMWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

LENDWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

LENDSPYM

[…]Year to date+13.4%

3.3%Yield1.0%

[…]Past year+13.5%

0.65%Fee0.02%

1–1level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026