Compare · 3 funds side by side · dividends reinvested

LIBD, SPY and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

LIBD, SPY and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income ETFBonds & Cash · Treasuries0.25%3.90%−3.1%−5.0%[…][…]−11.0%8.3%$4M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: LIBD 2025 · SPY 1993 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Stone Ridge Trust - LifeX 2065 Inflation-Protected Longevity Income ETF · $4M[…]

LIBD

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

LIBDMeasureSPY

−3.1%Year to dateJan 1 → Nov 9+11.2%

−5.0%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.25%Expense ratio$25 · $9 a year on $10k · lower is better0.09%

3.90%Trailing 12-mo yield$390 · $101 a year on $10k1.01%

−11.0%Worst dropSmaller is better−8.9%

8.3%VolatilityLower is calmer13.7%

LIBDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LIBD vs SPY: Top 5 Holdings

Today

LIBD

[…]in top 5

SPY

in top 527.8%

LIBDStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

LIBD vs SPY Returns, Every Period

Stone RidgeLIBD

−5.0%

past year

SPYSPDR

+13.5%

past year

LIBDSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

LIBD vs VCIT

YTD

Stone RidgeLIBD

−3.1%

VCITVanguard

−0.7%

−3.1%Year to date−0.7%

−11.0%Worst drop · 1Y−4.9%

8.3%Volatility · 1Y4.5%

3.9%Yield5.0%

$4.1MAssets$66.6B

4–0VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LIBD, SPY, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SPY0.09%$9

LIBD0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: LIBD, SPY, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

LIBD3.90%$390

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

LIBD$390 − $25 = $365

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: LIBD, SPY, VCIT

Today

[…]holdings […]

LIBDSPYVCIT

LIBD—[…][…]

SPY[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

VCITWorst drop−4.9%4.5% vol

LIBDWorst drop−11.0%8.3% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.7%Year to date+11.2%

5.0%Yield1.0%

+0.0%Past year+13.5%

0.03%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026