Compare · 3 funds side by side · dividends reinvested

LOCT, GPIX and SCHD

LOCTInnovator×GPIXGoldman Sachs×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

LOCT, GPIX and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.5

Goldman Sachs S&P 500 Premium Income ETFIncome · Premium income0.35%8.65%+8.9%+10.9%+20.0%[…]−7.7%11.9%$6.4B2.1

Innovator Premium Income 15 Buffer ETFIncome · Premium income0.79%5.70%+3.5%+4.9%+5.7%[…]−1.3%2.3%$11M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: LOCT 2023 · GPIX 2023 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Innovator Premium Income 15 Buffer ETF · $11M[…]

LOCT

GPIX

Goldman Sachs S&P 500 Premium Income ETF · $6.4B[…]

$10,000 five years ago, dividends reinvested

LOCTMeasureGPIX

+3.5%Year to dateJan 1 → Nov 5+8.9%

+4.9%1 yearTotal return+10.9%

+5.7%3 years · per year$10,000 became $11,801 · $17,262+20.0%

[…]5 years · per year[…]

0.79%Expense ratio$79 · $35 a year on $10k · lower is better0.35%

5.70%Trailing 12-mo yield$570 · $865 a year on $10k8.65%

−1.3%Worst dropSmaller is better−7.7%

2.3%VolatilityLower is calmer11.9%

LOCTGPIX Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5GPIX wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LOCT vs GPIX: Top 5 Holdings

Today

LOCT

[…]in top 5

GPIX

in top 528.8%

LOCTStockGPIX

not top 5AAPL7.7%

not top 5NVDA7.4%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL3.4%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

LOCT vs GPIX Returns, Every Period

InnovatorLOCT

+4.9%

past year

GPIXGoldman Sachs

+10.9%

past year

LOCTGPIXFaded: behind in that period

0–3GPIX wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

LOCT vs GPIX

YTD

InnovatorLOCT

+3.5%

GPIXGoldman Sachs

+8.9%

+3.5%Year to date+8.9%

−1.3%Worst drop · 1Y−7.7%

2.3%Volatility · 1Y11.9%

5.7%Yield8.6%

$11.3MAssets$6.4B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LOCT, GPIX, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

GPIX0.35%$35

LOCT0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: LOCT, GPIX, SCHD

8.65%highest, GPIX

FundTrailing yieldYield$10k

GPIX8.65%$865

LOCT5.70%$570

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$830most kept, GPIX

GPIX$865 − $35 = $830

LOCT$570 − $79 = $491

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: LOCT, GPIX, SCHD

Today

8.2%most shared, GPIX and SCHD

LOCTGPIXSCHD

LOCT—[…][…]

GPIX[…]—8.2%

SCHD[…]8.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

LOCTWorst drop−1.3%2.3% vol

SCHDWorst drop−6.9%11.7% vol

GPIXWorst drop−7.7%11.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

GPIXSCHD

+8.9%Year to date+32.3%

8.6%Yield3.0%

+10.9%Past year+38.7%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026