Compare · 3 funds side by side · dividends reinvested

LOCT, JEPI and SCHD

LOCTInnovator×JEPIJ.P. Morgan×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,352SCHD · best of the three

02 / 04

LOCT, JEPI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.8

JPMorgan Equity Premium Income ETFIncome · Premium income0.35%7.96%+7.0%+9.8%+12.4%+7.4%−6.7%7.9%$46.0B1.9

Innovator Premium Income 15 Buffer ETFIncome · Premium income0.79%5.23%+4.1%+5.3%+6.0%[…]−1.3%2.1%$11M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: LOCT 2023 · JEPI 2020 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Innovator Premium Income 15 Buffer ETF · $11M[…]

LOCT

JEPI

JPMorgan Equity Premium Income ETF · $46.0B$14,322

$10,000 five years ago, dividends reinvested

LOCTMeasureJEPI

+4.1%Year to dateJan 1 → Nov 3+7.0%

+5.3%1 yearTotal return+9.8%

+6.0%3 years · per year$10,000 became $11,926 · $14,201+12.4%

[…]5 years · per year$10,000 became […] · $14,322+7.4%

0.79%Expense ratio$79 · $35 a year on $10k · lower is better0.35%

5.23%Trailing 12-mo yield$523 · $796 a year on $10k7.96%

−1.3%Worst dropSmaller is better−6.7%

2.1%VolatilityLower is calmer7.9%

LOCTJEPI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5JEPI wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LOCT vs JEPI: Top 5 Holdings

Today

LOCT

[…]in top 5

JEPI

in top 59.5%

LOCTStockJEPI

not top 5MA2.0%

not top 5V1.9%

not top 5AAPL1.9%

not top 5MSFT1.9%

not top 5NEE1.8%

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

LOCT vs JEPI Returns, Every Period

InnovatorLOCT

+5.3%

past year

JEPIJ.P. Morgan

+9.8%

past year

LOCTJEPIFaded: behind in that period

0–3JEPI wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

LOCT vs JEPI

YTD

InnovatorLOCT

+4.1%

JEPIJ.P. Morgan

+7.0%

+4.1%Year to date+7.0%

−1.3%Worst drop · 1Y−6.7%

2.1%Volatility · 1Y7.9%

5.2%Yield8.0%

$11.3MAssets$46.0B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LOCT, JEPI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

JEPI0.35%$35

LOCT0.79%$79

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: LOCT, JEPI, SCHD

7.96%highest, JEPI

FundTrailing yieldYield$10k

JEPI7.96%$796

LOCT5.23%$523

SCHD2.97%$297

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$761most kept, JEPI

JEPI$796 − $35 = $761

LOCT$523 − $79 = $444

SCHD$297 − $6 = $291

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: LOCT, JEPI, SCHD

Today

8.2%most shared, JEPI and SCHD

LOCTJEPISCHD

LOCT—[…][…]

JEPI[…]—8.2%

SCHD[…]8.2%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.6%SCHD, at 11.4% volatility

LOCTWorst drop−1.3%2.1% vol

JEPIWorst drop−6.7%7.9% vol

SCHDWorst drop−6.9%11.4% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

JEPISCHD

+7.0%Year to date+32.8%

8.0%Yield3.0%

+9.8%Past year+37.6%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026