Compare · 3 funds side by side · dividends reinvested

LRND, GSLC and SPY

LRNDNY Life Investments×GSLCGoldman Sachs×SPYSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

LRND, GSLC and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.3

Goldman Sachs ActiveBeta U.S. Large Cap Equity ETFLow-Cost Core · US large cap0.09%1.05%+7.3%+8.6%+20.6%+10.4%−9.5%13.1%$15.6B1.8

NYLI U.S. Large Cap R&D Leaders ETFLow-Cost Core · US large cap0.14%0.35%+6.0%+6.1%+21.2%[…]−13.4%18.9%$401M2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: LRND 2022 · GSLC 2015 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

NYLI U.S. Large Cap R&D Leaders ETF · $401M[…]

LRND

GSLC

Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF · $15.6B$16,372

$10,000 five years ago, dividends reinvested · they hold 39.6% in common

LRNDMeasureGSLC

+6.0%Year to dateJan 1 → Nov 6+7.3%

+6.1%1 yearTotal return+8.6%

+21.2%3 years · per year$10,000 became $17,784 · $17,522+20.6%

[…]5 years · per year$10,000 became […] · $16,372+10.4%

0.14%Expense ratio$14 · $9 a year on $10k · lower is better0.09%

0.35%Trailing 12-mo yield$35 · $105 a year on $10k1.05%

−13.4%Worst dropSmaller is better−9.5%

18.9%VolatilityLower is calmer13.1%

LRNDGSLC Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6GSLC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LRND vs GSLC: Top 5 Holdings

Today

LRND

51.6%in top 5

GSLC

in top 526.7%

LRNDStockGSLC

15.3%NVDA6.9%

11.6%GOOGL2.5%

10.8%AAPL7.9%

8.7%MSFT5.9%

5.2%AMZN3.6%

Held in common39.6%

End-of-day Nov 6, 2026 · share of each fund

LRND vs GSLC Returns, Every Period

NY Life InvestmentsLRND

+6.1%

past year

GSLCGoldman Sachs

+8.6%

past year

LRNDGSLCFaded: behind in that period

1–2GSLC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

LRND vs GSLC

YTD

NY Life InvestmentsLRND

+6.0%

GSLCGoldman Sachs

+7.3%

+6.0%Year to date+7.3%

−13.4%Worst drop · 1Y−9.5%

18.9%Volatility · 1Y13.1%

0.3%Yield1.1%

$401MAssets$15.6B

4–0GSLC wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LRND, GSLC, SPY

Today

0.09%lowest, GSLC

FundExpense ratioFee$10k

GSLC0.09%$9

SPY0.09%$9

LRND0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: LRND, GSLC, SPY

1.05%highest, GSLC

FundTrailing yieldYield$10k

GSLC1.05%$105

SPY1.03%$103

LRND0.35%$35

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$96most kept, GSLC

GSLC$105 − $9 = $96

SPY$103 − $9 = $94

LRND$35 − $14 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: LRND, GSLC, SPY

Today

74.2%most shared, GSLC and SPY

LRNDGSLCSPY

LRND—39.6%41.6%

GSLC39.6%—74.2%

SPY41.6%74.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

GSLCWorst drop−9.5%13.1% vol

SPYWorst drop−8.9%13.6% vol

LRNDWorst drop−13.4%18.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

GSLCSPY

+7.3%Year to date+8.7%

1.1%Yield1.0%

+8.6%Past year+9.7%

0.09%Fee0.09%

2–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026