Compare · 3 funds side by side · dividends reinvested

LRND, SCHV and SPY

LRNDNY Life Investments×SCHVSchwab×SPYSPDR×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

LRND, SCHV and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Large-Cap Value ETFLow-Cost Core · US large cap0.04%1.81%+18.7%+23.0%+20.2%+10.3%−6.9%12.0%$15.7B1.4

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

NYLI U.S. Large Cap R&D Leaders ETFLow-Cost Core · US large cap0.14%0.34%+8.7%+10.4%+21.6%[…]−13.4%19.0%$406M2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: LRND 2022 · SCHV 2009 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

NYLI U.S. Large Cap R&D Leaders ETF · $406M[…]

LRND

SCHV

Schwab U.S. Large-Cap Value ETF · $15.7B$16,303

$10,000 five years ago, dividends reinvested · they hold 8.0% in common

LRNDMeasureSCHV

+8.7%Year to dateJan 1 → Nov 9+18.7%

+10.4%1 yearTotal return+23.0%

+21.6%3 years · per year$10,000 became $17,997 · $17,373+20.2%

[…]5 years · per year$10,000 became […] · $16,303+10.3%

0.14%Expense ratio$14 · $4 a year on $10k · lower is better0.04%

0.34%Trailing 12-mo yield$34 · $181 a year on $10k1.81%

−13.4%Worst dropSmaller is better−6.9%

19.0%VolatilityLower is calmer12.0%

LRNDSCHV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LRND vs SCHV: Top 5 Holdings

Today

LRND

51.4%in top 5

SCHV

in top 512.9%

LRNDStockSCHV

15.5%NVDAnot top 5

11.5%GOOGLnot top 5

10.6%AAPLnot top 5

8.5%MSFTnot top 5

5.2%LLYnot top 5

not top 5BRK-B3.6%

not top 5JPM3.0%

not top 5XOM2.3%

not top 5JNJ2.2%

not top 5WMT1.9%

Held in common8.0%

End-of-day Nov 9, 2026 · share of each fund

LRND vs SCHV Returns, Every Period

NY Life InvestmentsLRND

+10.4%

past year

SCHVSchwab

+23.0%

past year

LRNDSCHVFaded: behind in that period

1–2SCHV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

LRND vs SCHV

YTD

NY Life InvestmentsLRND

+8.7%

SCHVSchwab

+18.7%

+8.7%Year to date+18.7%

−13.4%Worst drop · 1Y−6.9%

19.0%Volatility · 1Y12.0%

0.3%Yield1.8%

$406MAssets$15.7B

4–0SCHV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LRND, SCHV, SPY

Today

0.04%lowest, SCHV

FundExpense ratioFee$10k

SCHV0.04%$4

SPY0.09%$9

LRND0.14%$14

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: LRND, SCHV, SPY

1.81%highest, SCHV

FundTrailing yieldYield$10k

SCHV1.81%$181

SPY1.01%$101

LRND0.34%$34

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, SCHV

SCHV$181 − $4 = $177

SPY$101 − $9 = $92

LRND$34 − $14 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: LRND, SCHV, SPY

Today

43.0%most shared, SCHV and SPY

LRNDSCHVSPY

LRND—8.0%41.8%

SCHV8.0%—43.0%

SPY41.8%43.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.0%SCHV, at 12.0% volatility

SCHVWorst drop−6.9%12.0% vol

SPYWorst drop−8.9%13.7% vol

LRNDWorst drop−13.4%19.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHVSPY

+18.7%Year to date+11.2%

1.8%Yield1.0%

+23.0%Past year+13.5%

0.04%Fee0.09%

4–0SCHV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026