Compare · 3 funds side by side · dividends reinvested

LRND, SCHV and VOO

LRNDNY Life Investments×SCHVSchwab×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

LRND, SCHV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Large-Cap Value ETFLow-Cost Core · US large cap0.04%1.85%+16.2%+20.0%+20.2%+9.9%−6.9%11.8%$15.4B1.5

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.6

NYLI U.S. Large Cap R&D Leaders ETFLow-Cost Core · US large cap0.14%0.35%+6.0%+6.1%+21.2%[…]−13.4%18.9%$401M2.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: LRND 2022 · SCHV 2009 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

NYLI U.S. Large Cap R&D Leaders ETF · $401M[…]

LRND

SCHV

Schwab U.S. Large-Cap Value ETF · $15.4B$16,047

$10,000 five years ago, dividends reinvested · they hold 7.9% in common

LRNDMeasureSCHV

+6.0%Year to dateJan 1 → Nov 6+16.2%

+6.1%1 yearTotal return+20.0%

+21.2%3 years · per year$10,000 became $17,784 · $17,361+20.2%

[…]5 years · per year$10,000 became […] · $16,047+9.9%

0.14%Expense ratio$14 · $4 a year on $10k · lower is better0.04%

0.35%Trailing 12-mo yield$35 · $185 a year on $10k1.85%

−13.4%Worst dropSmaller is better−6.9%

18.9%VolatilityLower is calmer11.8%

LRNDSCHV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LRND vs SCHV: Top 5 Holdings

Today

LRND

51.6%in top 5

SCHV

in top 512.9%

LRNDStockSCHV

15.3%NVDAnot top 5

11.6%GOOGLnot top 5

10.8%AAPLnot top 5

8.7%MSFTnot top 5

5.2%AMZNnot top 5

not top 5BRK-B3.6%

not top 5JPM3.0%

not top 5XOM2.3%

not top 5JNJ2.2%

not top 5WMT1.9%

Held in common7.9%

End-of-day Nov 6, 2026 · share of each fund

LRND vs SCHV Returns, Every Period

NY Life InvestmentsLRND

+6.1%

past year

SCHVSchwab

+20.0%

past year

LRNDSCHVFaded: behind in that period

1–2SCHV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

LRND vs SCHV

YTD

NY Life InvestmentsLRND

+6.0%

SCHVSchwab

+16.2%

+6.0%Year to date+16.2%

−13.4%Worst drop · 1Y−6.9%

18.9%Volatility · 1Y11.8%

0.3%Yield1.8%

$401MAssets$15.4B

4–0SCHV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LRND, SCHV, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SCHV0.04%$4

LRND0.14%$14

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: LRND, SCHV, VOO

1.85%highest, SCHV

FundTrailing yieldYield$10k

SCHV1.85%$185

VOO1.10%$110

LRND0.35%$35

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$181most kept, SCHV

SCHV$185 − $4 = $181

VOO$110 − $3 = $107

LRND$35 − $14 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: LRND, SCHV, VOO

Today

43.8%most shared, LRND and VOO

LRNDSCHVVOO

LRND—7.9%43.8%

SCHV7.9%—40.4%

VOO43.8%40.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+20.0%SCHV, at 11.8% volatility

SCHVWorst drop−6.9%11.8% vol

VOOWorst drop−8.9%13.5% vol

LRNDWorst drop−13.4%18.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHVVOO

+16.2%Year to date+8.7%

1.8%Yield1.1%

+20.0%Past year+9.8%

0.04%Fee0.03%

3–1SCHV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026