Compare · 3 funds side by side · dividends reinvested

LRND, SCHX and VOO

LRNDNY Life Investments×SCHXSchwab×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

LRND, SCHX and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.0

Schwab U.S. Large-Cap ETFLow-Cost Core · US large cap0.03%1.05%+11.3%+11.4%+24.0%+11.5%−9.0%12.9%$72.9B1.9

NYLI U.S. Large Cap R&D Leaders ETFLow-Cost Core · US large cap0.14%0.34%+9.6%+8.5%+23.9%[…]−13.2%17.9%$416M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: LRND 2022 · SCHX 2009 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

NYLI U.S. Large Cap R&D Leaders ETF · $416M[…]

LRND

SCHX

Schwab U.S. Large-Cap ETF · $72.9B$17,217

$10,000 five years ago, dividends reinvested · they hold 40.1% in common

LRNDMeasureSCHX

+9.6%Year to dateJan 1 → Nov 3+11.3%

+8.5%1 yearTotal return+11.4%

+23.9%3 years · per year$10,000 became $19,014 · $19,063+24.0%

[…]5 years · per year$10,000 became […] · $17,217+11.5%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

0.34%Trailing 12-mo yield$34 · $105 a year on $10k1.05%

−13.2%Worst dropSmaller is better−9.0%

17.9%VolatilityLower is calmer12.9%

LRNDSCHX Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7SCHX wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LRND vs SCHX: Top 5 Holdings

Today

LRND

50.6%in top 5

SCHX

in top 525.7%

LRNDStockSCHX

16.4%NVDA7.1%

11.0%GOOGL2.4%

10.3%AAPL7.2%

8.0%MSFT5.5%

5.0%LLYnot top 5

not top 5AMZN3.5%

Held in common40.1%

End-of-day Nov 3, 2026 · share of each fund

LRND vs SCHX Returns, Every Period

NY Life InvestmentsLRND

+8.5%

past year

SCHXSchwab

+11.4%

past year

LRNDSCHXFaded: behind in that period

0–3SCHX wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

LRND vs VOO

YTD

NY Life InvestmentsLRND

+9.6%

VOOVanguard

+11.5%

+9.6%Year to date+11.5%

−13.2%Worst drop · 1Y−8.9%

17.9%Volatility · 1Y12.7%

0.3%Yield1.1%

$416MAssets$1.00T

4–0VOO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LRND, SCHX, VOO

Today

0.03%lowest, SCHX

FundExpense ratioFee$10k

SCHX0.03%$3

VOO0.03%$3

LRND0.14%$14

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: LRND, SCHX, VOO

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

SCHX1.05%$105

LRND0.34%$34

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

SCHX$105 − $3 = $102

LRND$34 − $14 = $20

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: LRND, SCHX, VOO

Today

91.3%most shared, SCHX and VOO

LRNDSCHXVOO

LRND—40.1%43.8%

SCHX40.1%—91.3%

VOO43.8%91.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

SCHXWorst drop−9.0%12.9% vol

LRNDWorst drop−13.2%17.9% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VOOSCHX

+11.5%Year to date+11.3%

1.1%Yield1.1%

+11.9%Past year+11.4%

0.03%Fee0.03%

2–0VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026