Compare · 2 funds side by side · dividends reinvested

LRND and VTI

LRNDNY Life Investments×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,697VTI · best of the two

02 / 04

LRND and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.0

NYLI U.S. Large Cap R&D Leaders ETFLow-Cost Core · US large cap0.14%0.34%+8.7%+10.4%+21.6%[…]−13.4%19.0%$406M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: LRND 2022 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

NYLI U.S. Large Cap R&D Leaders ETF · $406M[…]

LRND

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 39.8% in common

LRNDMeasureVTI

+8.7%Year to dateJan 1 → Nov 9+11.6%

+10.4%1 yearTotal return+13.9%

+21.6%3 years · per year$10,000 became $17,997 · $18,090+21.8%

[…]5 years · per year$10,000 became […] · $16,697+10.8%

0.14%Expense ratio$14 · $3 a year on $10k · lower is better0.03%

0.34%Trailing 12-mo yield$34 · $106 a year on $10k1.06%

−13.4%Worst dropSmaller is better−8.9%

19.0%VolatilityLower is calmer13.9%

LRNDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

LRND vs VTI: Top 5 Holdings

Today

LRND

51.4%in top 5

VTI

in top 525.0%

LRNDStockVTI

15.5%NVDA7.1%

11.5%GOOGL2.8%

10.6%AAPL6.6%

8.5%MSFT5.2%

5.2%LLYnot top 5

not top 5AMZN3.3%

Held in common39.8%

End-of-day Nov 9, 2026 · share of each fund

LRND vs VTI Returns, Every Period

NY Life InvestmentsLRND

+10.4%

past year

VTIVanguard

+13.9%

past year

LRNDVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

LRND vs VTI

YTD

NY Life InvestmentsLRND

+8.7%

VTIVanguard

+11.6%

+8.7%Year to date+11.6%

−13.4%Worst drop · 1Y−8.9%

19.0%Volatility · 1Y13.9%

0.3%Yield1.1%

$406MAssets$689B

4–0VTI wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: LRND, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

LRND0.14%$14

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: LRND, VTI

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

LRND0.34%$34

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

LRND$34 − $14 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: LRND, VTI

Today

39.8%most shared, LRND and VTI

LRNDVTI

LRND—39.8%

VTI39.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.9%VTI, at 13.9% volatility

VTIWorst drop−8.9%13.9% vol

LRNDWorst drop−13.4%19.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTILRND

+11.6%Year to date+8.7%

1.1%Yield0.3%

+13.9%Past year+10.4%

0.03%Fee0.14%

4–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026