Compare · 2 funds side by side · dividends reinvested

MATR and SPY

MATRHarbor×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

MATR and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.4

Harbor Multi-Asset Explorer ETFUnsorted0.80%2.89%+2.6%+3.8%+15.5%[…]−6.2%11.1%$10M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: MATR 2023 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Multi-Asset Explorer ETF · $10M[…]

MATR

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MATRMeasureSPY

+2.6%Year to dateJan 1 → Nov 3+11.5%

+3.8%1 yearTotal return+11.8%

+15.5%3 years · per year$10,000 became $15,410 · $19,046+24.0%

[…]5 years · per year$10,000 became […] · $17,688+12.1%

0.80%Expense ratio$80 · $9 a year on $10k · lower is better0.09%

2.89%Trailing 12-mo yield$289 · $101 a year on $10k1.01%

−6.2%Worst dropSmaller is better−8.9%

11.1%VolatilityLower is calmer12.8%

MATRSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MATR vs SPY: Top 5 Holdings

Today

MATR

45.7%in top 5

SPY

in top 527.3%

MATRStockSPY

14.7%IVVnot top 5

9.3%IEMGnot top 5

8.0%FLJPnot top 5

not top 5NVDA7.7%

not top 5AAPL7.4%

7.3%QQQMnot top 5

6.4%VGKnot top 5

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

MATR vs SPY Returns, Every Period

HarborMATR

+3.8%

past year

SPYSPDR

+11.8%

past year

MATRSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: MATR vs SPY

YTD

HarborMATR

+2.6%

SPYSPDR

+11.5%

+2.6%Year to date+11.5%

−6.2%Worst drop · 1Y−8.9%

11.1%Volatility · 1Y12.8%

2.9%Yield1.0%

$10.1MAssets$798B

3–1MATR wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MATR, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

MATR0.80%$80

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: MATR, SPY

2.89%highest, MATR

FundTrailing yieldYield$10k

MATR2.89%$289

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$209most kept, MATR

MATR$289 − $80 = $209

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: MATR, SPY

Today

0.0%most shared, MATR and SPY

MATRSPY

MATR—0.0%

SPY0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.8%SPY, at 12.8% volatility

MATRWorst drop−6.2%11.1% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

MATRSPY

+2.6%Year to date+11.5%

2.9%Yield1.0%

+3.8%Past year+11.8%

0.80%Fee0.09%

3–1SPY wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026