Compare · 3 funds side by side · dividends reinvested

MATR, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

MATR, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.5

Harbor Multi-Asset Explorer ETFUnsorted0.80%2.95%+0.2%+2.0%+14.0%[…]−7.7%11.7%$10M2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MATR 2023 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Multi-Asset Explorer ETF · $10M[…]

MATR

VOO

Vanguard S&P 500 ETF · $1.00T$17,177

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MATRMeasureVOO

+0.2%Year to dateJan 1 → Nov 6+8.7%

+2.0%1 yearTotal return+9.8%

+14.0%3 years · per year$10,000 became $14,797 · $18,079+21.8%

[…]5 years · per year$10,000 became […] · $17,177+11.4%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

2.95%Trailing 12-mo yield$295 · $110 a year on $10k1.10%

−7.7%Worst dropSmaller is better−8.9%

11.7%VolatilityLower is calmer13.5%

MATRVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MATR vs VOO: Top 5 Holdings

Today

MATR

50.0%in top 5

VOO

in top 528.3%

MATRStockVOO

15.3%IVVnot top 5

10.0%VGKnot top 5

9.4%IEMGnot top 5

not top 5NVDA8.4%

7.9%FLJPnot top 5

7.4%QQQMnot top 5

not top 5AAPL7.4%

not top 5MSFT5.8%

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

MATR vs VOO Returns, Every Period

HarborMATR

+2.0%

past year

VOOVanguard

+9.8%

past year

MATRVOOFaded: behind in that period

0–3VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: MATR vs VOO

YTD

HarborMATR

+0.2%

VOOVanguard

+8.7%

+0.2%Year to date+8.7%

−7.7%Worst drop · 1Y−8.9%

11.7%Volatility · 1Y13.5%

3.0%Yield1.1%

$10.2MAssets$1.00T

3–1MATR wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MATR, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

MATR0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MATR, SPY, VOO

2.95%highest, MATR

FundTrailing yieldYield$10k

MATR2.95%$295

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$215most kept, MATR

MATR$295 − $80 = $215

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MATR, SPY, VOO

Today

92.2%most shared, SPY and VOO

MATRSPYVOO

MATR—0.0%0.0%

SPY0.0%—92.2%

VOO0.0%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

MATRWorst drop−7.7%11.7% vol

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MATRVOO

+0.2%Year to date+8.7%

3.0%Yield1.1%

+2.0%Past year+9.8%

0.80%Fee0.03%

3–1VOO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026