Compare · 3 funds side by side · dividends reinvested

MATR, VTI and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

MATR, VTI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

Harbor Multi-Asset Explorer ETFUnsorted0.80%2.96%−0.0%+2.2%+14.2%[…]−7.7%11.7%$10M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MATR 2023 · VTI 2001 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Multi-Asset Explorer ETF · $10M[…]

MATR

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MATRMeasureVTI

−0.0%Year to dateJan 1 → Nov 5+8.4%

+2.2%1 yearTotal return+9.9%

+14.2%3 years · per year$10,000 became $14,883 · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

2.96%Trailing 12-mo yield$296 · $110 a year on $10k1.10%

−7.7%Worst dropSmaller is better−8.9%

11.7%VolatilityLower is calmer13.7%

MATRVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MATR vs VTI: Top 5 Holdings

Today

MATR

45.9%in top 5

VTI

in top 525.0%

MATRStockVTI

14.8%IVVnot top 5

9.3%IEMGnot top 5

8.0%FLJPnot top 5

7.3%QQQMnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

6.5%VGKnot top 5

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

MATR vs VTI Returns, Every Period

HarborMATR

+2.2%

past year

VTIVanguard

+9.9%

past year

MATRVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: MATR vs VOO

YTD

HarborMATR

−0.0%

VOOVanguard

+8.4%

−0.0%Year to date+8.4%

−7.7%Worst drop · 1Y−8.9%

11.7%Volatility · 1Y13.5%

3.0%Yield1.1%

$10.2MAssets$1.00T

3–1MATR wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MATR, VTI, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

MATR0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MATR, VTI, VOO

2.96%highest, MATR

FundTrailing yieldYield$10k

MATR2.96%$296

VOO1.10%$110

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$216most kept, MATR

MATR$296 − $80 = $216

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MATR, VTI, VOO

Today

89.0%most shared, VTI and VOO

MATRVTIVOO

MATR—0.0%0.0%

VTI0.0%—89.0%

VOO0.0%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

MATRWorst drop−7.7%11.7% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MATRVTI

−0.0%Year to date+8.4%

3.0%Yield1.1%

+2.2%Past year+9.9%

0.80%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026