Compare · 2 funds side by side · dividends reinvested

MBND and MMMA

MBNDSPDR×MMMANY Life Investments×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,283MBND · best of the two

02 / 03

MBND and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$59M1.0

State Street Nuveen Municipal Bond ETFBonds & Cash · Municipal0.40%3.55%−0.0%+0.2%+4.5%+0.6%−6.5%3.9%$20M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: MBND 2021 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

State Street Nuveen Municipal Bond ETF · $20M$10,283

MBND

MMMA

NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

MBNDMeasureMMMA

−0.0%Year to dateJan 1 → Nov 4+2.6%

+0.2%1 yearTotal return[…]

+4.5%3 years · per year$10,000 became $11,409 · […][…]

+0.6%5 years · per year$10,000 became $10,283 · […][…]

0.40%Expense ratio$40 · $40 a year on $10k · lower is better0.40%

3.55%Trailing 12-mo yield$355 · $374 a year on $10k3.74%

−6.5%Worst dropSmaller is better[…]

3.9%VolatilityLower is calmer[…]

MBNDMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2MMMA wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MBND vs MMMA: Top 5 Holdings

Today

MBND

[…]in top 5

MMMA

in top 50.2%

MBNDStockMMMA

not top 5CASH0.2%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

MBND vs MMMA Returns, Every Period

SPDRMBND

+0.2%

past year

MMMANY Life Investments

[…]

past year

MBNDMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

MBND vs MMMA

YTD

SPDRMBND

−0.0%

MMMANY Life Investments

+2.6%

−0.0%Year to date+2.6%

−6.5%Worst drop · 1Y[…]

3.9%Volatility · 1Y[…]

3.6%Yield3.7%

$20.0MAssets$59.3M

2–0MMMA wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MBND, MMMA

Today

0.40%lowest, MBND

FundExpense ratioFee$10k

MBND0.40%$40

MMMA0.40%$40

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: MBND, MMMA

3.74%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.74%$374

MBND3.55%$355

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$334most kept, MMMA

MMMA$374 − $40 = $334

MBND$355 − $40 = $315

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: MBND, MMMA

Today

[…]holdings […]

MBNDMMMA

MBND—[…]

MMMA[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.2%MBND, at 3.9% volatility

MBNDWorst drop−6.5%3.9% vol

MMMAWorst drop[…][…]

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

MMMAMBND

+2.6%Year to date−0.0%

3.7%Yield3.6%

[…]Past year+0.2%

0.40%Fee0.40%

2–0MMMA wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026