Compare · 3 funds side by side · dividends reinvested

MDIV, USOY and SCHD

MDIVFirst Trust×USOYDefiance×SCHDSchwab×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

MDIV, USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

Multi-Asset Diversified Income Index FundIncome · Dividend stocks0.83%7.56%+8.2%+10.2%+10.9%+5.9%−6.1%6.9%$420M2.0

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%53.52%+61.1%+60.0%[…][…]−25.5%39.0%$74M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MDIV 2012 · USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Multi-Asset Diversified Income Index Fund · $420M$13,344

MDIV

USOY

Oil Enhanced Options Income ETF · $74M[…]

$10,000 five years ago, dividends reinvested

MDIVMeasureUSOY

+8.2%Year to dateJan 1 → Nov 6+61.1%

+10.2%1 yearTotal return+60.0%

+10.9%3 years · per year$10,000 became $13,651 · […][…]

+5.9%5 years · per year$10,000 became $13,344 · […][…]

0.83%Expense ratio$83 · $112 a year on $10k · lower is better1.12%

7.56%Trailing 12-mo yield$756 · $5,352 a year on $10k53.52%

−6.1%Worst dropSmaller is better−25.5%

6.9%VolatilityLower is calmer39.0%

MDIVUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MDIV vs USOY: Top 5 Holdings

Today

MDIV

25.9%in top 5

USOY

in top 5[…]

MDIVStockUSOY

20.5%HYLSnot top 5

1.4%NLYnot top 5

1.4%AGNCnot top 5

1.3%RITMnot top 5

1.3%ARRnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

MDIV vs USOY Returns, Every Period

First TrustMDIV

+10.2%

past year

USOYDefiance

+60.0%

past year

MDIVUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MDIV vs USOY

YTD

First TrustMDIV

+8.2%

USOYDefiance

+61.1%

+8.2%Year to date+61.1%

−6.1%Worst drop · 1Y−25.5%

6.9%Volatility · 1Y39.0%

7.6%Yield53.5%

$420MAssets$73.5M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MDIV, USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

MDIV0.83%$83

USOY1.12%$112

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MDIV, USOY, SCHD

53.52%highest, USOY

FundTrailing yieldYield$10k

USOY53.52%$5,352

MDIV7.56%$756

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,240most kept, USOY

USOY$5,352 − $112 = $5,240

MDIV$756 − $83 = $673

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MDIV, USOY, SCHD

Today

5.0%most shared, MDIV and SCHD

MDIVUSOYSCHD

MDIV—[…]5.0%

USOY[…]—[…]

SCHD5.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+60.0%USOY, at 39.0% volatility

MDIVWorst drop−6.1%6.9% vol

SCHDWorst drop−6.9%11.7% vol

USOYWorst drop−25.5%39.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+61.1%Year to date+31.4%

53.5%Yield3.0%

+60.0%Past year+37.0%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026