Compare · 3 funds side by side · dividends reinvested

MLDR, EMB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

MLDR, EMB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.4

iShares J.P. Morgan USD Emerging Markets Bond ETFBonds & Cash · International0.39%5.35%−0.2%+1.3%+9.6%+1.6%−5.2%6.0%$13.7B2.1

Global X - Intermediate-Term Treasury Ladder ETFBonds & Cash · International0.12%3.97%−0.8%−0.1%[…][…]−5.1%3.9%$9M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MLDR 2024 · EMB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Global X - Intermediate-Term Treasury Ladder ETF · $9M[…]

MLDR

EMB

iShares J.P. Morgan USD Emerging Markets Bond ETF · $13.7B$10,821

$10,000 five years ago, dividends reinvested

MLDRMeasureEMB

−0.8%Year to dateJan 1 → Nov 6−0.2%

−0.1%1 yearTotal return+1.3%

[…]3 years · per year$10,000 became […] · $13,148+9.6%

[…]5 years · per year$10,000 became […] · $10,821+1.6%

0.12%Expense ratio$12 · $39 a year on $10k · lower is better0.39%

3.97%Trailing 12-mo yield$397 · $535 a year on $10k5.35%

−5.1%Worst dropSmaller is better−5.2%

3.9%VolatilityLower is calmer6.0%

MLDREMB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MLDR vs EMB: Top 5 Holdings

Today

MLDR

[…]in top 5

EMB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

MLDR vs EMB Returns, Every Period

Global XMLDR

−0.1%

past year

EMBiShares

+1.3%

past year

MLDREMBFaded: behind in that period

0–2EMB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MLDR vs EMB

YTD

Global XMLDR

−0.8%

EMBiShares

−0.2%

−0.8%Year to date−0.2%

−5.1%Worst drop · 1Y−5.2%

3.9%Volatility · 1Y6.0%

4.0%Yield5.3%

$8.5MAssets$13.7B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MLDR, EMB, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

MLDR0.12%$12

EMB0.39%$39

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MLDR, EMB, SGOV

5.35%highest, EMB

FundTrailing yieldYield$10k

EMB5.35%$535

MLDR3.97%$397

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$496most kept, EMB

EMB$535 − $39 = $496

MLDR$397 − $12 = $385

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MLDR, EMB, SGOV

Today

[…]holdings […]

MLDREMBSGOV

MLDR—[…][…]

EMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MLDRWorst drop−5.1%3.9% vol

EMBWorst drop−5.2%6.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMBSGOV

−0.2%Year to date+3.2%

5.3%Yield3.6%

+1.3%Past year+3.8%

0.39%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026