Compare · 2 funds side by side · dividends reinvested

MMCA and SGOV

MMCANY Life Investments×SGOViShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,086SGOV · best of the two

02 / 04

MMCA and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.1

NYLI MacKay California Muni Intermediate ETFBonds & Cash · Municipal0.45%3.32%+0.3%+0.9%+4.9%[…]−6.6%3.3%$104M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MMCA 2021 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay California Muni Intermediate ETF · $104M[…]

MMCA

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

MMCAMeasureSGOV

+0.3%Year to dateJan 1 → Nov 5+3.1%

+0.9%1 yearTotal return+3.7%

+4.9%3 years · per year$10,000 became $11,538 · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,086+3.9%

0.45%Expense ratio$45 · $9 a year on $10k · lower is better0.09%

3.32%Trailing 12-mo yield$332 · $363 a year on $10k3.63%

−6.6%Worst dropSmaller is better0.0%

3.3%VolatilityLower is calmer0.2%

MMCASGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMCA vs SGOV: Top 5 Holdings

Today

MMCA

0.8%in top 5

SGOV

in top 5[…]

MMCAStockSGOV

0.8%CASHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MMCA vs SGOV Returns, Every Period

NY Life InvestmentsMMCA

+0.9%

past year

SGOViShares

+3.7%

past year

MMCASGOVFaded: behind in that period

1–2SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMCA vs SGOV

YTD

NY Life InvestmentsMMCA

+0.3%

SGOViShares

+3.1%

+0.3%Year to date+3.1%

−6.6%Worst drop · 1Y+0.0%

3.3%Volatility · 1Y0.2%

3.3%Yield3.6%

$104MAssets$117B

4–0SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMCA, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

MMCA0.45%$45

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MMCA, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MMCA3.32%$332

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMCA$332 − $45 = $287

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MMCA, SGOV

Today

[…]holdings […]

MMCASGOV

MMCA—[…]

SGOV[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MMCAWorst drop−6.6%3.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVMMCA

+3.1%Year to date+0.3%

3.6%Yield3.3%

+3.7%Past year+0.9%

0.09%Fee0.45%

4–0SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026