Compare · 3 funds side by side · dividends reinvested

MMIN, SCHD and SGOV

MMINNY Life Investments×SCHDSchwab×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

MMIN, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.6

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

NYLI MacKay Muni Insured ETFBonds & Cash · Municipal0.40%4.11%+0.3%+0.8%+5.4%+0.5%−7.7%4.4%$587M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MMIN 2017 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Insured ETF · $587M$10,282

MMIN

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested

MMINMeasureSCHD

+0.3%Year to dateJan 1 → Nov 5+35.3%

+0.8%1 yearTotal return+41.6%

+5.4%3 years · per year$10,000 became $11,710 · $17,908+21.4%

+0.5%5 years · per year$10,000 became $10,234 · $16,881+11.0%

0.40%Expense ratio$40 · $6 a year on $10k · lower is better0.06%

4.11%Trailing 12-mo yield$411 · $291 a year on $10k2.91%

−7.7%Worst dropSmaller is better−6.9%

4.4%VolatilityLower is calmer11.5%

MMINSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMIN vs SCHD: Top 5 Holdings

Today

MMIN

-2.4%in top 5

SCHD

in top 521.7%

MMINStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

-2.4%CASHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MMIN vs SCHD Returns, Every Period

NY Life InvestmentsMMIN

+0.5%

5 years, per year

SCHDSchwab

+11.0%

5 years, per year

MMINSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMIN vs SGOV

YTD

NY Life InvestmentsMMIN

+0.3%

SGOViShares

+3.1%

+0.3%Year to date+3.1%

−7.7%Worst drop · 1Y+0.0%

4.4%Volatility · 1Y0.2%

4.1%Yield3.6%

$587MAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMIN, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

MMIN0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MMIN, SCHD, SGOV

4.11%highest, MMIN

FundTrailing yieldYield$10k

MMIN4.11%$411

SGOV3.63%$363

SCHD2.91%$291

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$371most kept, MMIN

MMIN$411 − $40 = $371

SGOV$363 − $9 = $354

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MMIN, SCHD, SGOV

Today

[…]holdings […]

MMINSCHDSGOV

MMIN—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SGOVWorst drop0.0%0.2% vol

MMINWorst drop−7.7%4.4% vol

SCHDWorst drop−6.9%11.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MMINSCHD

+0.3%Year to date+35.3%

4.1%Yield2.9%

+0.8%Past year+41.6%

0.40%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026