Compare · 3 funds side by side · dividends reinvested

MMIT, MMMA and SGOV

MMITNY Life Investments×MMMANY Life Investments×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

MMIT, MMMA and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$60M1.7

NYLI MacKay Muni Intermediate ETFBonds & Cash · Municipal0.40%3.69%+0.8%+1.4%+4.6%+1.1%−5.9%3.1%$1.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MMIT 2017 · MMMA 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Intermediate ETF · $1.6B$10,569

MMIT

MMMA

NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

MMITMeasureMMMA

+0.8%Year to dateJan 1 → Nov 5+2.6%

+1.4%1 yearTotal return[…]

+4.6%3 years · per year$10,000 became $11,433 · […][…]

+1.1%5 years · per year$10,000 became $10,574 · […][…]

0.40%Expense ratio$40 · $40 a year on $10k · lower is better0.40%

3.69%Trailing 12-mo yield$369 · $374 a year on $10k3.74%

−5.9%Worst dropSmaller is better[…]

3.1%VolatilityLower is calmer[…]

MMITMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2MMMA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMIT vs MMMA: Top 5 Holdings

Today

MMIT

1.3%in top 5

MMMA

in top 50.1%

MMITStockMMMA

1.3%CASH0.1%

Held in common0.1%

End-of-day Nov 5, 2026 · share of each fund

MMIT vs MMMA Returns, Every Period

NY Life InvestmentsMMIT

+1.4%

past year

MMMANY Life Investments

[…]

past year

MMITMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMIT vs MMMA

YTD

NY Life InvestmentsMMIT

+0.8%

MMMANY Life Investments

+2.6%

+0.8%Year to date+2.6%

−5.9%Worst drop · 1Y[…]

3.1%Volatility · 1Y[…]

3.7%Yield3.7%

$1.6BAssets$59.6M

1–0MMMA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMIT, MMMA, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

MMIT0.40%$40

MMMA0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MMIT, MMMA, SGOV

3.74%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.74%$374

MMIT3.69%$369

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$374 − $40 = $334

MMIT$369 − $40 = $329

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MMIT, MMMA, SGOV

Today

0.1%most shared, MMIT and MMMA

MMITMMMASGOV

MMIT—0.1%[…]

MMMA0.1%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MMITWorst drop−5.9%3.1% vol

MMMAWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MMMASGOV

+2.6%Year to date+3.1%

3.7%Yield3.6%

[…]Past year+3.7%

0.40%Fee0.09%

2–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026