Compare · 2 funds side by side · dividends reinvested

MMIT and VTEB

MMITNY Life Investments×VTEBVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,574MMIT · best of the two

02 / 04

MMIT and VTEB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

NYLI MacKay Muni Intermediate ETFBonds & Cash · Municipal0.40%3.69%+0.8%+1.4%+4.6%+1.1%−5.9%3.1%$1.6B1.1

Vanguard Tax-Exempt Bond ETFBonds & Cash · Municipal0.03%3.48%+0.2%+0.7%+4.6%+0.7%−6.6%3.6%$49.6B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: MMIT 2017 · VTEB 2015

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Intermediate ETF · $1.6B$10,574

MMIT

VTEB

Vanguard Tax-Exempt Bond ETF · $49.6B$10,373

$10,000 five years ago, dividends reinvested

MMITMeasureVTEB

+0.8%Year to dateJan 1 → Nov 4+0.2%

+1.4%1 yearTotal return+0.7%

+4.6%3 years · per year$10,000 became $11,433 · $11,431+4.6%

+1.1%5 years · per year$10,000 became $10,574 · $10,373+0.7%

0.40%Expense ratio$40 · $3 a year on $10k · lower is better0.03%

3.69%Trailing 12-mo yield$369 · $348 a year on $10k3.48%

−5.9%Worst dropSmaller is better−6.6%

3.1%VolatilityLower is calmer3.6%

MMITVTEB Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1MMIT wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMIT vs VTEB: Top 5 Holdings

Today

MMIT

-0.3%in top 5

VTEB

in top 5[…]

MMITStockVTEB

-0.3%CASHnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

MMIT vs VTEB Returns, Every Period

NY Life InvestmentsMMIT

+1.1%

5 years, per year

VTEBVanguard

+0.7%

5 years, per year

MMITVTEBFaded: behind in that period

3–0MMIT wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

MMIT vs VTEB

YTD

NY Life InvestmentsMMIT

+0.8%

VTEBVanguard

+0.2%

+0.8%Year to date+0.2%

−5.9%Worst drop · 1Y−6.6%

3.1%Volatility · 1Y3.6%

3.7%Yield3.5%

$1.6BAssets$49.6B

4–0MMIT wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMIT, VTEB

Today

0.03%lowest, VTEB

FundExpense ratioFee$10k

VTEB0.03%$3

MMIT0.40%$40

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: MMIT, VTEB

3.69%highest, MMIT

FundTrailing yieldYield$10k

MMIT3.69%$369

VTEB3.48%$348

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$345most kept, VTEB

VTEB$348 − $3 = $345

MMIT$369 − $40 = $329

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: MMIT, VTEB

Today

[…]holdings […]

MMITVTEB

MMIT—[…]

VTEB[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+1.4%MMIT, at 3.1% volatility

MMITWorst drop−5.9%3.1% vol

VTEBWorst drop−6.6%3.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

MMITVTEB

+0.8%Year to date+0.2%

3.7%Yield3.5%

+1.4%Past year+0.7%

0.40%Fee0.03%

3–1MMIT wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026