Compare · 3 funds side by side · dividends reinvested

MMMA, CAM and SGOV

MMMANY Life Investments×CAMAlliance Bernstein×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

MMMA, CAM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.71%+3.5%[…][…][…][…][…]$60M1.7

Alliance Bernstein - AB California Intermediate Municipal ETFBonds & Cash · Municipal0.27%3.26%+1.2%+1.8%[…][…]−4.2%2.7%$1.2B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MMMA 2025 · CAM 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Alliance Bernstein - AB California Intermediate Municipal ETF · $1.2B[…]

CAM

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

CAMMeasureSGOV

+1.2%Year to dateJan 1 → Nov 6+3.2%

+1.8%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,090+3.9%

0.27%Expense ratio$27 · $9 a year on $10k · lower is better0.09%

3.26%Trailing 12-mo yield$326 · $363 a year on $10k3.63%

−4.2%Worst dropSmaller is better0.0%

2.7%VolatilityLower is calmer0.2%

CAMSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CAM vs SGOV: Top 5 Holdings

Today

CAM

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

CAM vs SGOV Returns, Every Period

Alliance BernsteinCAM

+1.8%

past year

SGOViShares

+3.8%

past year

CAMSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

CAM vs MMMA

YTD

Alliance BernsteinCAM

+1.2%

MMMANY Life Investments

+3.5%

+1.2%Year to date+3.5%

−4.2%Worst drop · 1Y[…]

2.7%Volatility · 1Y[…]

3.3%Yield3.7%

$1.2BAssets$60.0M

2–0MMMA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMMA, CAM, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

CAM0.27%$27

MMMA0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MMMA, CAM, SGOV

3.71%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.71%$371

SGOV3.63%$363

CAM3.26%$326

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

CAM$326 − $27 = $299

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MMMA, CAM, SGOV

Today

[…]holdings […]

MMMACAMSGOV

MMMA—[…][…]

CAM[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

CAMWorst drop−4.2%2.7% vol

MMMAWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MMMASGOV

+3.5%Year to date+3.2%

3.7%Yield3.6%

[…]Past year+3.8%

0.40%Fee0.09%

2–1MMMA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026