Compare · 2 funds side by side · dividends reinvested

MMMA and TFI

MMMANY Life Investments×TFISPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$9,942TFI · best of the two

02 / 03

MMMA and TFI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Nuveen ICE Municipal Bond ETFBonds & Cash · Municipal0.23%3.65%+0.1%+0.6%+4.4%−0.1%−6.9%3.8%$2.9B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.73%+2.7%[…][…][…][…][…]$60M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MMMA 2025 · TFI 2007

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Allocation ETF · $60M[…]

MMMA

TFI

State Street SPDR Nuveen ICE Municipal Bond ETF · $2.9B$9,942

$10,000 five years ago, dividends reinvested

MMMAMeasureTFI

+2.7%Year to dateJan 1 → Nov 5+0.1%

[…]1 yearTotal return+0.6%

[…]3 years · per year$10,000 became […] · $11,379+4.4%

[…]5 years · per year$10,000 became […] · $9,942−0.1%

0.40%Expense ratio$40 · $23 a year on $10k · lower is better0.23%

3.73%Trailing 12-mo yield$373 · $365 a year on $10k3.65%

[…]Worst dropSmaller is better−6.9%

[…]VolatilityLower is calmer3.8%

MMMATFI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1MMMA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMMA vs TFI: Top 5 Holdings

Today

MMMA

0.1%in top 5

TFI

in top 5[…]

MMMAStockTFI

0.1%CASHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MMMA vs TFI Returns, Every Period

NY Life InvestmentsMMMA

[…]

past year

TFISPDR

+0.6%

past year

MMMATFIFaded: behind in that period

1–0MMMA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMMA vs TFI

YTD

NY Life InvestmentsMMMA

+2.7%

TFISPDR

+0.1%

+2.7%Year to date+0.1%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y3.8%

3.7%Yield3.6%

$59.6MAssets$2.9B

2–0MMMA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMMA, TFI

Today

0.23%lowest, TFI

FundExpense ratioFee$10k

TFI0.23%$23

MMMA0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MMMA, TFI

3.73%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.73%$373

TFI3.65%$365

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$342most kept, TFI

TFI$365 − $23 = $342

MMMA$373 − $40 = $333

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MMMA, TFI

Today

[…]holdings […]

MMMATFI

MMMA—[…]

TFI[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.6%TFI, at 3.8% volatility

TFIWorst drop−6.9%3.8% vol

MMMAWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MMMATFI

+2.7%Year to date+0.1%

3.7%Yield3.6%

[…]Past year+0.6%

0.40%Fee0.23%

2–1MMMA wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026