Compare · 2 funds side by side · dividends reinvested

MMMA and VTES

MMMANY Life Investments×VTESVanguard×
$5VTES$40MMMA0.05%VTES · $5 a year on $10kMMMA · $40 a yearStory of the two · CostLowest cost
01 / 02

MMMA and VTES, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.67%+1.2%+1.9%+3.7%[…]−3.0%1.8%$3.6B1.3
NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$60M1.3
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: MMMA 2025 · VTES 2023
@TheETFTracker·theetftracker.com

Head to Head

5Y
NYLI MacKay Muni Allocation ETF · $60M[…]
MMMA
VTES
Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

$10,000 five years ago, dividends reinvested

MMMAMeasureVTES
+2.6%Year to dateJan 1 → Nov 4+1.2%
[…]1 yearTotal return+1.9%
[…]3 years · per year$10,000 became […] · $11,140+3.7%
[…]5 years · per year[…]
0.40%Expense ratio$40 · $5 a year on $10k · lower is better0.05%
3.74%Trailing 12-mo yield$374 · $267 a year on $10k2.67%
[…]Worst dropSmaller is better−3.0%
[…]VolatilityLower is calmer1.8%
MMMAVTES Winner of the row, in its colourEach row: the bigger of the two fills its side
2–1MMMA wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

MMMA vs VTES: Top 5 Holdings

Today
MMMA
0.2%in top 5
in top 5[…]
MMMAStockVTES
0.2%CASHnot top 5
Held in common[…]
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

MMMA vs VTES Returns, Every Period

1Y
NY Life InvestmentsMMMA
[…]
past year
VTESVanguard
+1.9%
past year
0%+5%+2.6%+1.2%YTD
MMMAVTESFaded: behind in that period
1–0MMMA wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

MMMA vs VTES

YTD
NY Life InvestmentsMMMA
+2.6%
VTESVanguard
+1.2%
Jan 1Nov 4+2.6%+1.2%
+2.6%Year to date+1.2%
[…]Worst drop · 1Y−3.0%
[…]Volatility · 1Y1.8%
3.7%Yield2.7%
$59.6MAssets$3.6B
2–0MMMA wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: MMMA, VTES

Today
0.05%lowest, VTES
FundExpense ratioFee$10k
VTES0.05%$5
MMMA0.40%$40
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: MMMA, VTES

1Y
3.74%highest, MMMA
FundTrailing yieldYield$10k
MMMA3.74%$374
VTES2.67%$267
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$334most kept, MMMA
MMMA$374 − $40 = $334
VTES$267 − $5 = $262
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: MMMA, VTES

Today
[…]holdings […]
MMMAVTES
MMMA—[…]
VTES[…]—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+1.9%VTES, at 1.8% volatility
0%+0.5%+1%+1.5%+2%+2.5%1%1.5%2%Volatility · 1 year → bumpierVTES +1.9%
VTESWorst drop−3.0%1.8% vol
MMMAWorst drop[…][…]
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4+2.6%+1.2%
+2.6%Year to date+1.2%
3.7%Yield2.7%
[…]Past year+1.9%
0.40%Fee0.05%
2–1MMMA wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$42.1BAssets$46.1B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$182BAssets$805B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com