Compare · 2 funds side by side · dividends reinvested

MMSD and SCHD

MMSDNY Life Investments×SCHDSchwab×

Versus in desk

02 / 04

IWD+0.4%

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Portfolio

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,418SCHD · best of the two

Story of the two · IncomeMost incomeMMSD · 3.62% · $362 a year on $10k

Story of the two · RiskSmallest drop

MMSD and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.93%+34.6%+39.3%+19.9%+10.4%−6.9%11.8%$123B1.4

NYLI MacKay Muni Short Duration ETFBonds & Cash · Municipal0.25%3.62%+1.9%+2.6%[…][…]−2.5%2.2%$88M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: MMSD 2025 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

NYLI MacKay Muni Short Duration ETF · $88M[…]

MMSD

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,418

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MMSDMeasureSCHD

+1.9%

More Ways to See the Pairs

MMSD vs SCHD: Top 5 Holdings

Today

MMSD

0.0%in top 5

SCHD

in top 521.7%

MMSDStockSCHD

not top 5TXN4.6%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Cost, Income and Risk

Fees: MMSD, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

MMSD0.25%$25

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: MMSD, SCHD

1Y

3.62%highest, MMSD

FundTrailing yield

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.1%

JEPIJ.P. Morgan

+8.6%

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

Year to dateJan 1 → Nov 11

+34.6%

+2.6%1 yearTotal return+39.3%

[…]3 years · per year$10,000 became […] · $17,234+19.9%

[…]5 years · per year$10,000 became […] · $16,418+10.4%

0.25%Expense ratio$25 · $6 a year on $10k · lower is better0.06%

3.62%Trailing 12-mo yield$362 · $293 a year on $10k2.93%

−2.5%Worst dropSmaller is better−6.9%

2.2%VolatilityLower is calmer11.8%

MMSDSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

0.0%CASHnot top 5

Held in common0.0%

End-of-day Nov 11, 2026 · share of each fund

MMSD vs SCHD Returns, Every Period

1Y

NY Life InvestmentsMMSD

+2.6%

past year

SCHDSchwab

+39.3%

past year

MMSDSCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Bonds vs Income: MMSD vs SCHD

YTD

NY Life InvestmentsMMSD

+1.9%

SCHDSchwab

+34.6%

+1.9%Year to date+34.6%

−2.5%Worst drop · 1Y−6.9%

2.2%Volatility · 1Y11.8%

3.6%Yield2.9%

$88.0MAssets$123B

3–1MMSD wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

Yield

$10k

MMSD3.62%$362

SCHD2.93%$293

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$337most kept, MMSD

MMSD$362 − $25 = $337

SCHD$293 − $6 = $287

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: MMSD, SCHD

Today

0.0%most shared, MMSD and SCHD

MMSDSCHD

MMSD—0.0%

SCHD0.0%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+39.3%SCHD, at 11.8% volatility

MMSDWorst drop−2.5%2.2% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

MMSDSCHD

+1.9%Year to date+34.6%

3.6%Yield2.9%

+2.6%Past year+39.3%

0.25%Fee0.06%

3–1SCHD wins

End-of-day Nov 11, 2026

+8.1%Year to date+8.6%

12.2%Yield7.8%

$42.0BAssets$46.6B

1–1level

End-of-day Nov 11, 2026

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 11, 2026

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MMSD and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Two