Compare · 2 funds side by side · dividends reinvested

MMSD and SUB

MMSDNY Life Investments×SUBiShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,853SUB · best of the two

02 / 04

MMSD and SUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.4%+1.7%−1.9%1.4%$13.3B1.4

NYLI MacKay Muni Short Duration ETFBonds & Cash · Municipal0.25%3.63%+1.8%+2.5%[…][…]−2.5%2.2%$87M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MMSD 2025 · SUB 2008

Head to Head

Swap sides Versus in desk

Head to Head

NYLI MacKay Muni Short Duration ETF · $87M[…]

MMSD

SUB

iShares Short-Term National Muni Bond ETF · $13.3B$10,853

$10,000 five years ago, dividends reinvested

MMSDMeasureSUB

+1.8%Year to dateJan 1 → Nov 5+1.6%

+2.5%1 yearTotal return+2.4%

[…]3 years · per year$10,000 became […] · $11,053+3.4%

[…]5 years · per year$10,000 became […] · $10,853+1.7%

0.25%Expense ratio$25 · $7 a year on $10k · lower is better0.07%

3.63%Trailing 12-mo yield$363 · $257 a year on $10k2.57%

−2.5%Worst dropSmaller is better−1.9%

2.2%VolatilityLower is calmer1.4%

MMSDSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMSD vs SUB: Top 5 Holdings

Today

MMSD

-1.1%in top 5

SUB

in top 5[…]

MMSDStockSUB

-1.1%CASHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MMSD vs SUB Returns, Every Period

NY Life InvestmentsMMSD

+2.5%

past year

SUBiShares

+2.4%

past year

MMSDSUBFaded: behind in that period

2–0MMSD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MMSD vs SUB

YTD

NY Life InvestmentsMMSD

+1.8%

SUBiShares

+1.6%

+1.8%Year to date+1.6%

−2.5%Worst drop · 1Y−1.9%

2.2%Volatility · 1Y1.4%

3.6%Yield2.6%

$87.2MAssets$13.3B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MMSD, SUB

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

MMSD0.25%$25

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MMSD, SUB

3.63%highest, MMSD

FundTrailing yieldYield$10k

MMSD3.63%$363

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$338most kept, MMSD

MMSD$363 − $25 = $338

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MMSD, SUB

Today

[…]holdings […]

MMSDSUB

MMSD—[…]

SUB[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.5%MMSD, at 2.2% volatility

SUBWorst drop−1.9%1.4% vol

MMSDWorst drop−2.5%2.2% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MMSDSUB

+1.8%Year to date+1.6%

3.6%Yield2.6%

+2.5%Past year+2.4%

0.25%Fee0.07%

3–1MMSD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026