Compare · 3 funds side by side · dividends reinvested

MMSD, VTI and IVV

MMSDNY Life Investments×VTIVanguard×IVViShares×

02 / 04

Search ETFs and stocks

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,530IVV · best of the three

Story of the three · IncomeMost incomeMMSD · 3.62% · $362 a year on $10k

Story of the three · RiskSmallest drop

MMSD, VTI and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+12.3%+12.7%+21.9%+11.9%−8.9%13.7%$872B1.6

NYLI MacKay Muni Short Duration ETFBonds & Cash · Municipal0.25%3.62%+1.9%+2.6%[…][…]−2.5%2.2%$88M2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+12.6%+13.0%+21.7%+10.8%−8.9%13.9%$689B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: MMSD 2025 · VTI 2001 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

5Y

NYLI MacKay Muni Short Duration ETF · $88M[…]

MMSD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,678

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MMSDMeasure

More Ways to See the Pairs

MMSD vs VTI: Top 5 Holdings

Today

MMSD

0.0%in top 5

VTI

in top 525.0%

MMSDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL

Cost, Income and Risk

Fees: MMSD, VTI, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

MMSD0.25%$25

End-of-day Nov 11, 2026 · fee on $10,000 a year

Yields: MMSD, VTI, IVV

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 11, 2026

VTI vs ITOT

YTD

VanguardVTI

+12.6%

ITOTiShares

+12.5%

VOO vs IVV

YTD

VanguardVOO

+12.3%

IVViShares

+12.3%

VTI

+1.9%Year to dateJan 1 → Nov 11+12.6%

+2.6%1 yearTotal return+13.0%

[…]3 years · per year$10,000 became […] · $18,043+21.7%

[…]5 years · per year$10,000 became […] · $16,678+10.8%

0.25%Expense ratio$25 · $3 a year on $10k · lower is better0.03%

3.62%Trailing 12-mo yield$362 · $106 a year on $10k1.05%

−2.5%Worst dropSmaller is better−8.9%

2.2%VolatilityLower is calmer13.9%

MMSDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

2.8%

0.0%CASHnot top 5

Held in common0.0%

End-of-day Nov 11, 2026 · share of each fund

MMSD vs VTI Returns, Every Period

1Y

NY Life InvestmentsMMSD

+2.6%

past year

VTIVanguard

+13.0%

past year

MMSDVTIFaded: behind in that period

0–2VTI wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Bonds vs Core: MMSD vs IVV

YTD

NY Life InvestmentsMMSD

+1.9%

IVViShares

+12.3%

+1.9%Year to date+12.3%

−2.5%Worst drop · 1Y−8.9%

2.2%Volatility · 1Y13.7%

3.6%Yield1.1%

$88.0MAssets$872B

3–1MMSD wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

1Y

3.62%highest, MMSD

FundTrailing yieldYield$10k

MMSD3.62%$362

IVV1.10%$110

VTI1.05%$106

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$337most kept, MMSD

MMSD$362 − $25 = $337

IVV$110 − $3 = $107

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: MMSD, VTI, IVV

Today

85.8%most shared, VTI and IVV

MMSDVTIIVV

MMSD—0.0%0.0%

VTI0.0%—85.8%

IVV0.0%85.8%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+13.0%VTI, at 13.9% volatility

MMSDWorst drop−2.5%2.2% vol

IVVWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

MMSDVTI

+1.9%Year to date+12.6%

3.6%Yield1.1%

+2.6%Past year+13.0%

0.25%Fee0.03%

3–1VTI wins

End-of-day Nov 11, 2026

+12.6%Year to date+12.5%

1.1%Yield1.0%

$689BAssets$95.3B

2–0VTI wins

End-of-day Nov 11, 2026

Year to date

+12.3%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 11, 2026

Loading…

MMSD, VTI and IVV

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three