Compare · 2 funds side by side · dividends reinvested

MODL and SPY

MODLVictoryShares×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

MODL and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.1

VictoryShares WestEnd U.S. Sector ETFUS Stock Styles · Large cap0.49%0.68%+12.0%+12.6%+23.3%[…]−9.5%12.1%$1.1B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: MODL 2022 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

VictoryShares WestEnd U.S. Sector ETF · $1.1B[…]

MODL

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 66.4% in common

MODLMeasureSPY

+12.0%Year to dateJan 1 → Nov 4+13.3%

+12.6%1 yearTotal return+13.4%

+23.3%3 years · per year$10,000 became $18,756 · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.49%Expense ratio$49 · $9 a year on $10k · lower is better0.09%

0.68%Trailing 12-mo yield$68 · $99 a year on $10k0.99%

−9.5%Worst dropSmaller is better−8.9%

12.1%VolatilityLower is calmer12.9%

MODLSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MODL vs SPY: Top 5 Holdings

Today

MODL

23.4%in top 5

SPY

in top 527.3%

MODLStockSPY

5.9%NVDA7.7%

6.0%AAPL7.4%

4.7%MSFT5.9%

not top 5AMZN3.8%

3.7%GOOGL2.5%

3.2%GOOGnot top 5

Held in common66.4%

End-of-day Nov 4, 2026 · share of each fund

MODL vs SPY Returns, Every Period

VictorySharesMODL

+12.6%

past year

SPYSPDR

+13.4%

past year

MODLSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: MODL vs SPY

YTD

VictorySharesMODL

+12.0%

SPYSPDR

+13.3%

+12.0%Year to date+13.3%

−9.5%Worst drop · 1Y−8.9%

12.1%Volatility · 1Y12.9%

0.7%Yield1.0%

$1.1BAssets$805B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MODL, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

MODL0.49%$49

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: MODL, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

MODL0.68%$68

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

MODL$68 − $49 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: MODL, SPY

Today

66.4%most shared, MODL and SPY

MODLSPY

MODL—66.4%

SPY66.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

MODLWorst drop−9.5%12.1% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMODL

+13.3%Year to date+12.0%

1.0%Yield0.7%

+13.4%Past year+12.6%

0.09%Fee0.49%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026