Compare · 4 funds side by side · dividends reinvested

MORT, SMBS, SGOV and VCIT

MORTVanEck×SMBSSchwab×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,092SGOV · best of the four

02 / 04

MORT, SMBS, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.1

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%5.32%−0.4%+0.2%[…][…]−5.2%4.8%$6.5B2.2

VanEck Mortgage REIT Income ETFBonds & Cash · Mortgage0.43%18.90%−19.3%−16.6%+0.9%−6.3%−26.9%19.0%$315M3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: MORT 2011 · SMBS 2024 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

VanEck Mortgage REIT Income ETF · $315M$7,221

MORT

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.5B[…]

$10,000 five years ago, dividends reinvested

MORTMeasureSMBS

−19.3%Year to dateJan 1 → Nov 10−0.4%

−16.6%1 yearTotal return+0.2%

+0.9%3 years · per year$10,000 became $10,272 · […][…]

−6.3%5 years · per year$10,000 became $7,221 · […][…]

0.43%Expense ratio$43 · $3 a year on $10k · lower is better0.03%

18.90%Trailing 12-mo yield$1,890 · $532 a year on $10k5.32%

−26.9%Worst dropSmaller is better−5.2%

19.0%VolatilityLower is calmer4.8%

MORTSMBS Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SMBS wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MORT vs SMBS: Top 5 Holdings

Today

MORT

53.7%in top 5

SMBS

in top 5[…]

MORTStockSMBS

19.6%NLYnot top 5

15.6%AGNCnot top 5

7.0%RITMnot top 5

6.2%STWDnot top 5

5.4%DXnot top 5

Held in common[…]

End-of-day Nov 10, 2026 · share of each fund

MORT vs SMBS Returns, Every Period

VanEckMORT

−16.6%

past year

SMBSSchwab

+0.2%

past year

MORTSMBSFaded: behind in that period

0–2SMBS wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

MORT vs SMBS

YTD

VanEckMORT

−19.3%

SMBSSchwab

−0.4%

−19.3%Year to date−0.4%

−26.9%Worst drop · 1Y−5.2%

19.0%Volatility · 1Y4.8%

18.9%Yield5.3%

$315MAssets$6.5B

3–1SMBS wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MORT, SMBS, SGOV, VCIT

Today

0.03%lowest, SMBS

FundExpense ratioFee$10k

SMBS0.03%$3

VCIT0.03%$3

SGOV0.09%$9

MORT0.43%$43

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: MORT, SMBS, SGOV, VCIT

18.90%highest, MORT

FundTrailing yieldYield$10k

MORT18.90%$1,890

SMBS5.32%$532

VCIT5.05%$505

SGOV3.63%$363

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$1,847most kept, MORT

MORT$1,890 − $43 = $1,847

SMBS$532 − $3 = $529

VCIT$505 − $3 = $502

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: MORT, SMBS, SGOV, VCIT

Today

[…]holdings […]

MORTSMBSSGOVVCIT

MORT—[…][…][…]

SMBS[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

SMBSWorst drop−5.2%4.8% vol

MORTWorst drop−26.9%19.0% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

MORTSGOV

−19.3%Year to date+3.2%

18.9%Yield3.6%

−16.6%Past year+3.8%

0.43%Fee0.09%

3–1SGOV wins

End-of-day Nov 10, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026