Compare · 3 funds side by side · dividends reinvested

MTBA, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,267SCHD · best of the three

02 / 04

MTBA, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Simplify MBS ETFBonds & Cash · Mortgage0.28%6.07%−0.6%+0.5%[…][…]−4.6%3.7%$900M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MTBA 2023 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Simplify MBS ETF · $900M[…]

MTBA

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MTBAMeasureSCHD

−0.6%Year to dateJan 1 → Nov 6+31.4%

+0.5%1 yearTotal return+37.0%

[…]3 years · per year$10,000 became […] · $17,266+20.0%

[…]5 years · per year$10,000 became […] · $16,267+10.2%

0.28%Expense ratio$28 · $6 a year on $10k · lower is better0.06%

6.07%Trailing 12-mo yield$607 · $300 a year on $10k3.00%

−4.6%Worst dropSmaller is better−6.9%

3.7%VolatilityLower is calmer11.7%

MTBASCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MTBA vs SCHD: Top 5 Holdings

Today

MTBA

46.0%in top 5

SCHD

in top 521.4%

MTBAStockSCHD

46.0%SBILnot top 5

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

MTBA vs SCHD Returns, Every Period

SimplifyMTBA

+0.5%

past year

SCHDSchwab

+37.0%

past year

MTBASCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MTBA vs SGOV

YTD

SimplifyMTBA

−0.6%

SGOViShares

+3.2%

−0.6%Year to date+3.2%

−4.6%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

6.1%Yield3.6%

$900MAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MTBA, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

MTBA0.28%$28

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MTBA, SCHD, SGOV

6.07%highest, MTBA

FundTrailing yieldYield$10k

MTBA6.07%$607

SGOV3.63%$363

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$579most kept, MTBA

MTBA$607 − $28 = $579

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MTBA, SCHD, SGOV

Today

0.0%most shared, MTBA and SCHD

MTBASCHDSGOV

MTBA—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.0%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

MTBAWorst drop−4.6%3.7% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MTBASCHD

−0.6%Year to date+31.4%

6.1%Yield3.0%

+0.5%Past year+37.0%

0.28%Fee0.06%

3–1SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026