Compare · 2 funds side by side · dividends reinvested

MTBA and SPY

MTBASimplify×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two

02 / 04

MTBA and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.4

Simplify MBS ETFBonds & Cash · Mortgage0.28%6.08%−0.6%+0.4%[…][…]−4.6%3.7%$900M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MTBA 2023 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Simplify MBS ETF · $900M[…]

MTBA

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

MTBAMeasureSPY

−0.6%Year to dateJan 1 → Nov 5+13.3%

+0.4%1 yearTotal return+13.4%

[…]3 years · per year$10,000 became […] · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.28%Expense ratio$28 · $9 a year on $10k · lower is better0.09%

6.08%Trailing 12-mo yield$608 · $99 a year on $10k0.99%

−4.6%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer12.9%

MTBASPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MTBA vs SPY: Top 5 Holdings

Today

MTBA

46.0%in top 5

SPY

in top 527.7%

MTBAStockSPY

46.0%SBILnot top 5

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

MTBA vs SPY Returns, Every Period

SimplifyMTBA

+0.4%

past year

SPYSPDR

+13.4%

past year

MTBASPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: MTBA vs SPY

YTD

SimplifyMTBA

−0.6%

SPYSPDR

+13.3%

−0.6%Year to date+13.3%

−4.6%Worst drop · 1Y−8.9%

3.7%Volatility · 1Y12.9%

6.1%Yield1.0%

$900MAssets$805B

3–1MTBA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MTBA, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

MTBA0.28%$28

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MTBA, SPY

6.08%highest, MTBA

FundTrailing yieldYield$10k

MTBA6.08%$608

SPY0.99%$99

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$580most kept, MTBA

MTBA$608 − $28 = $580

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MTBA, SPY

Today

0.0%most shared, MTBA and SPY

MTBASPY

MTBA—0.0%

SPY0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

MTBAWorst drop−4.6%3.7% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

MTBASPY

−0.6%Year to date+13.3%

6.1%Yield1.0%

+0.4%Past year+13.4%

0.28%Fee0.09%

3–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026