Compare · 2 funds side by side · dividends reinvested

MTBA and VCIT

MTBASimplify×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,493VCIT · best of the two

02 / 04

MTBA and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Simplify MBS ETFBonds & Cash · Mortgage0.28%6.07%−0.6%+0.5%[…][…]−4.6%3.7%$900M1.2

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MTBA 2023 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Simplify MBS ETF · $900M[…]

MTBA

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

MTBAMeasureVCIT

−0.6%Year to dateJan 1 → Nov 6−0.8%

+0.5%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $12,210+6.9%

[…]5 years · per year$10,000 became […] · $10,493+1.0%

0.28%Expense ratio$28 · $3 a year on $10k · lower is better0.03%

6.07%Trailing 12-mo yield$607 · $502 a year on $10k5.02%

−4.6%Worst dropSmaller is better−4.9%

3.7%VolatilityLower is calmer4.5%

MTBAVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1MTBA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MTBA vs VCIT: Top 5 Holdings

Today

MTBA

46.0%in top 5

VCIT

in top 5[…]

MTBAStockVCIT

46.0%SBILnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

MTBA vs VCIT Returns, Every Period

SimplifyMTBA

+0.5%

past year

VCITVanguard

+0.4%

past year

MTBAVCITFaded: behind in that period

2–0MTBA wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MTBA vs VCIT

YTD

SimplifyMTBA

−0.6%

VCITVanguard

−0.8%

−0.6%Year to date−0.8%

−4.6%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

6.1%Yield5.0%

$900MAssets$66.6B

4–0MTBA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MTBA, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MTBA0.28%$28

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MTBA, VCIT

6.07%highest, MTBA

FundTrailing yieldYield$10k

MTBA6.07%$607

VCIT5.02%$502

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$579most kept, MTBA

MTBA$607 − $28 = $579

VCIT$502 − $3 = $499

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MTBA, VCIT

Today

[…]holdings […]

MTBAVCIT

MTBA—[…]

VCIT[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.5%MTBA, at 3.7% volatility

MTBAWorst drop−4.6%3.7% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MTBAVCIT

−0.6%Year to date−0.8%

6.1%Yield5.0%

+0.5%Past year+0.4%

0.28%Fee0.03%

3–1MTBA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026