Compare · 4 funds side by side · dividends reinvested

MUB, CLIP, IUSB and BND

MUBiShares×CLIPGlobal X×IUSBiShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,432MUB · best of the four

02 / 04

MUB, CLIP, IUSB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Global X - 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.07%3.72%+3.2%+3.8%+4.5%[…]−0.0%0.2%$2.3B2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.3

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: MUB 2007 · CLIP 2023 · IUSB 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Global X - 1-3 Month T-Bill ETF · $2.3B[…]

CLIP

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,151

$10,000 five years ago, dividends reinvested

CLIPMeasureIUSB

+3.2%Year to dateJan 1 → Nov 9+0.1%

+3.8%1 yearTotal return+0.5%

+4.5%3 years · per year$10,000 became $11,416 · $11,705+5.4%

[…]5 years · per year$10,000 became […] · $10,151+0.3%

0.07%Expense ratio$7 · $6 a year on $10k · lower is better0.06%

3.72%Trailing 12-mo yield$372 · $433 a year on $10k4.33%

−0.0%Worst dropSmaller is better−4.3%

0.2%VolatilityLower is calmer3.9%

CLIPIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3CLIP wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

CLIP vs IUSB: Top 5 Holdings

Today

CLIP

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

CLIP vs IUSB Returns, Every Period

Global XCLIP

+3.8%

past year

IUSBiShares

+0.5%

past year

CLIPIUSBFaded: behind in that period

2–1CLIP wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

CLIP vs IUSB

YTD

Global XCLIP

+3.2%

IUSBiShares

+0.1%

+3.2%Year to date+0.1%

−0.0%Worst drop · 1Y−4.3%

0.2%Volatility · 1Y3.9%

3.7%Yield4.3%

$2.3BAssets$50.4B

3–1CLIP wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, CLIP, IUSB, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

MUB0.05%$5

IUSB0.06%$6

CLIP0.07%$7

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: MUB, CLIP, IUSB, BND

4.33%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.33%$433

BND4.12%$412

CLIP3.72%$372

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

CLIP$372 − $7 = $365

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: MUB, CLIP, IUSB, BND

Today

[…]holdings […]

MUBCLIPIUSBBND

MUB—[…][…][…]

CLIP[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%CLIP, at 0.2% volatility

CLIPWorst drop−0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBCLIP

+0.1%Year to date+3.2%

4.3%Yield3.7%

+0.5%Past year+3.8%

0.06%Fee0.07%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026