Compare · 3 funds side by side · dividends reinvested

MUB, GLD and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,353GLD · best of the three

02 / 04

MUB, GLD and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B1.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$55.0B2.0

SPDR Gold SharesCommodities · Gold0.40%0.00%−6.0%+1.6%+26.6%+17.5%−28.3%29.0%$135B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MUB 2007 · GLD 2004 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares National Muni Bond ETF · $55.0B$10,414

MUB

GLD

SPDR Gold Shares · $135B$22,353

$10,000 five years ago, dividends reinvested

MUBMeasureGLD

+0.5%Year to dateJan 1 → Nov 6−6.0%

+0.9%1 yearTotal return+1.6%

+4.5%3 years · per year$10,000 became $11,418 · $20,300+26.6%

+0.8%5 years · per year$10,000 became $10,414 · $22,353+17.5%

0.05%Expense ratio$5 · $40 a year on $10k · lower is better0.40%

3.27%Trailing 12-mo yield$327 · $0 a year on $10k0.00%

−6.3%Worst dropSmaller is better−28.3%

3.7%VolatilityLower is calmer29.0%

MUBGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3MUB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUB vs GLD: Top 5 Holdings

Today

MUB

[…]in top 5

GLD

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

MUB vs GLD Returns, Every Period

iSharesMUB

+0.8%

5 years, per year

GLDSPDR

+17.5%

5 years, per year

MUBGLDFaded: behind in that period

1–3GLD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MUB vs VCIT

YTD

iSharesMUB

+0.5%

VCITVanguard

−0.8%

+0.5%Year to date−0.8%

−6.3%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

3.3%Yield5.0%

$55.0BAssets$66.6B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, GLD, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

GLD0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MUB, GLD, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

MUB3.27%$327

GLD0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUB$327 − $5 = $322

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MUB, GLD, VCIT

Today

[…]holdings […]

MUBGLDVCIT

MUB—[…][…]

GLD[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.6%GLD, at 29.0% volatility

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITMUB

−0.8%Year to date+0.5%

5.0%Yield3.3%

+0.4%Past year+0.9%

0.03%Fee0.05%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026