Compare · 4 funds side by side · dividends reinvested

MUB, OPER, VCIT and IUSB

MUBiShares×OPERClearShares×VCITVanguard×IUSBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,141OPER · best of the four

02 / 04

MUB, OPER, VCIT and IUSB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

ClearShares Ultra-Short Maturity ETFBonds & Cash · Ultra-short0.20%3.72%+3.2%+3.8%+4.6%+4.0%−0.1%0.3%$113M1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: MUB 2007 · OPER 2018 · VCIT 2009 · IUSB 2014

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core Universal USD Bond ETF · $50.5B$10,151

IUSB

OPER

ClearShares Ultra-Short Maturity ETF · $113M$12,141

$10,000 five years ago, dividends reinvested

IUSBMeasureOPER

+0.1%Year to dateJan 1 → Nov 9+3.2%

+0.5%1 yearTotal return+3.8%

+5.4%3 years · per year$10,000 became $11,705 · $11,440+4.6%

+0.3%5 years · per year$10,000 became $10,151 · $12,141+4.0%

0.06%Expense ratio$6 · $20 a year on $10k · lower is better0.20%

4.33%Trailing 12-mo yield$433 · $372 a year on $10k3.72%

−4.3%Worst dropSmaller is better−0.1%

3.9%VolatilityLower is calmer0.3%

IUSBOPER Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5OPER wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IUSB vs OPER: Top 5 Holdings

Today

IUSB

[…]in top 5

OPER

in top 599.9%

IUSBStockOPER

not top 5OPER111244.4%

not top 5OPER110944.4%

not top 5OPER11096.7%

not top 5OPER11094.5%

not top 5FGXXX0.0%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

IUSB vs OPER Returns, Every Period

iSharesIUSB

+0.3%

5 years, per year

OPERClearShares

+4.0%

5 years, per year

IUSBOPERFaded: behind in that period

1–3OPER wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IUSB vs VCIT

YTD

iSharesIUSB

+0.1%

VCITVanguard

−0.7%

+0.1%Year to date−0.7%

−4.3%Worst drop · 1Y−4.9%

3.9%Volatility · 1Y4.5%

4.3%Yield5.0%

$50.5BAssets$66.6B

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, OPER, VCIT, IUSB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

OPER0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: MUB, OPER, VCIT, IUSB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

IUSB4.33%$433

OPER3.72%$372

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

OPER$372 − $20 = $352

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: MUB, OPER, VCIT, IUSB

Today

[…]holdings […]

MUBOPERVCITIUSB

MUB—[…][…][…]

OPER[…]—[…][…]

VCIT[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%OPER, at 0.3% volatility

OPERWorst drop−0.1%0.3% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITOPER

−0.7%Year to date+3.2%

5.0%Yield3.7%

+0.0%Past year+3.8%

0.03%Fee0.20%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026