Compare · 3 funds side by side · dividends reinvested

MUB, SPY and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

MUB, SPY and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.9B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MUB 2007 · SPY 1993 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $819B$17,099

SPY

MUB

iShares National Muni Bond ETF · $54.9B$10,414

$10,000 five years ago, dividends reinvested

SPYMeasureMUB

+8.3%Year to dateJan 1 → Nov 5+0.5%

+9.7%1 yearTotal return+0.9%

+22.0%3 years · per year$10,000 became $18,174 · $11,418+4.5%

+11.3%5 years · per year$10,000 became $17,099 · $10,414+0.8%

0.09%Expense ratio$9 · $5 a year on $10k · lower is better0.05%

1.03%Trailing 12-mo yield$103 · $327 a year on $10k3.27%

−8.9%Worst dropSmaller is better−6.3%

13.6%VolatilityLower is calmer3.7%

SPYMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs MUB: Top 5 Holdings

Today

SPY

27.7%in top 5

MUB

in top 5[…]

SPYStockMUB

7.7%AAPLnot top 5

7.3%NVDAnot top 5

6.2%MSFTnot top 5

3.9%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

SPY vs MUB Returns, Every Period

SPDRSPY

+11.3%

5 years, per year

MUBiShares

+0.8%

5 years, per year

SPYMUBFaded: behind in that period

4–0SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs BND

YTD

SPDRSPY

+8.3%

BNDVanguard

+0.1%

+8.3%Year to date+0.1%

−8.9%Worst drop · 1Y−4.5%

13.6%Volatility · 1Y4.0%

1.0%Yield4.1%

$819BAssets$161B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, SPY, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

MUB0.05%$5

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MUB, SPY, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

MUB3.27%$327

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

MUB$327 − $5 = $322

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MUB, SPY, BND

Today

[…]holdings […]

MUBSPYBND

MUB—[…][…]

SPY[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

MUBWorst drop−6.3%3.7% vol

BNDWorst drop−4.5%4.0% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSPY

+0.1%Year to date+8.3%

4.1%Yield1.0%

+0.4%Past year+9.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026