Compare · 3 funds side by side · dividends reinvested

MUB, SPY and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,060SPY · best of the three

02 / 04

MUB, SPY and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.03%−0.9%+0.1%+7.2%+0.9%−4.9%4.5%$66.6B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.0

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.28%+0.1%+0.7%+4.4%+0.7%−6.3%3.7%$54.7B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: MUB 2007 · SPY 1993 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

iShares National Muni Bond ETF · $54.7B$10,373

MUB

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested

MUBMeasureSPY

+0.1%Year to dateJan 1 → Nov 4+13.3%

+0.7%1 yearTotal return+13.4%

+4.4%3 years · per year$10,000 became $11,374 · $19,132+24.1%

+0.7%5 years · per year$10,000 became $10,373 · $18,060+12.6%

0.05%Expense ratio$5 · $9 a year on $10k · lower is better0.09%

3.28%Trailing 12-mo yield$328 · $99 a year on $10k0.99%

−6.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer12.9%

MUBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUB vs SPY: Top 5 Holdings

Today

MUB

[…]in top 5

SPY

in top 527.3%

MUBStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

MUB vs SPY Returns, Every Period

iSharesMUB

+0.7%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

MUBSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

MUB vs VCIT

YTD

iSharesMUB

+0.1%

VCITVanguard

−0.9%

+0.1%Year to date−0.9%

−6.3%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

3.3%Yield5.0%

$54.7BAssets$66.6B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, SPY, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: MUB, SPY, VCIT

5.03%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.03%$503

MUB3.28%$328

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

MUB$328 − $5 = $323

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: MUB, SPY, VCIT

Today

[…]holdings […]

MUBSPYVCIT

MUB—[…][…]

SPY[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.4%SPY, at 12.9% volatility

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPY

−0.9%Year to date+13.3%

5.0%Yield1.0%

+0.1%Past year+13.4%

0.03%Fee0.09%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026