Compare · 3 funds side by side · dividends reinvested

MUB, VTI and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,332VTI · best of the three

02 / 04

MUB, VTI and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.27%+0.5%+0.9%+4.5%+0.8%−6.3%3.7%$54.7B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: MUB 2007 · VTI 2001 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares National Muni Bond ETF · $54.7B$10,414

MUB

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

MUBMeasureVTI

+0.5%Year to dateJan 1 → Nov 5+8.4%

+0.9%1 yearTotal return+9.9%

+4.5%3 years · per year$10,000 became $11,418 · $18,113+21.9%

+0.8%5 years · per year$10,000 became $10,414 · $16,332+10.3%

0.05%Expense ratio$5 · $3 a year on $10k · lower is better0.03%

3.27%Trailing 12-mo yield$327 · $110 a year on $10k1.10%

−6.3%Worst dropSmaller is better−8.9%

3.7%VolatilityLower is calmer13.7%

MUBVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUB vs VTI: Top 5 Holdings

Today

MUB

[…]in top 5

VTI

in top 525.0%

MUBStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

MUB vs VTI Returns, Every Period

iSharesMUB

+0.8%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

MUBVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

MUB vs SGOV

YTD

iSharesMUB

+0.5%

SGOViShares

+3.1%

+0.5%Year to date+3.1%

−6.3%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

3.3%Yield3.6%

$54.7BAssets$117B

4–0SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUB, VTI, SGOV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

MUB0.05%$5

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: MUB, VTI, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUB3.27%$327

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: MUB, VTI, SGOV

Today

[…]holdings […]

MUBVTISGOV

MUB—[…][…]

VTI[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVTI

+3.1%Year to date+8.4%

3.6%Yield1.1%

+3.7%Past year+9.9%

0.09%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026