Compare · 3 funds side by side · dividends reinvested

MUNI, SUB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

MUNI, SUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B2.1

PIMCO Intermediate Municipal Bond Active Exchange-Traded FundBonds & Cash · Municipal0.35%3.29%+1.3%+1.8%+4.9%+1.4%−5.8%3.1%$3.7B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: MUNI 2009 · SUB 2008 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund · $3.7B$10,718

MUNI

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,860

$10,000 five years ago, dividends reinvested

MUNIMeasureSUB

+1.3%Year to dateJan 1 → Nov 6+1.6%

+1.8%1 yearTotal return+2.5%

+4.9%3 years · per year$10,000 became $11,546 · $11,045+3.4%

+1.4%5 years · per year$10,000 became $10,718 · $10,860+1.7%

0.35%Expense ratio$35 · $7 a year on $10k · lower is better0.07%

3.29%Trailing 12-mo yield$329 · $257 a year on $10k2.57%

−5.8%Worst dropSmaller is better−1.9%

3.1%VolatilityLower is calmer1.4%

MUNISUB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SUB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUNI vs SUB: Top 5 Holdings

Today

MUNI

[…]in top 5

SUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

MUNI vs SUB Returns, Every Period

PIMCOMUNI

+1.4%

5 years, per year

SUBiShares

+1.7%

5 years, per year

MUNISUBFaded: behind in that period

1–3SUB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

MUNI vs SGOV

YTD

PIMCOMUNI

+1.3%

SGOViShares

+3.2%

+1.3%Year to date+3.2%

−5.8%Worst drop · 1Y+0.0%

3.1%Volatility · 1Y0.2%

3.3%Yield3.6%

$3.7BAssets$117B

4–0SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUNI, SUB, SGOV

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

SGOV0.09%$9

MUNI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: MUNI, SUB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUNI3.29%$329

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUNI$329 − $35 = $294

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: MUNI, SUB, SGOV

Today

[…]holdings […]

MUNISUBSGOV

MUNI—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

MUNIWorst drop−5.8%3.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSUB

+3.2%Year to date+1.6%

3.6%Yield2.6%

+3.8%Past year+2.5%

0.09%Fee0.07%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026