Compare · 3 funds side by side · dividends reinvested

MUNY, SUB and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,861SUB · best of the three

02 / 04

MUNY, SUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.3%+1.7%−1.9%1.4%$13.4B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.0

Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond ETFBonds & Cash · Municipal0.09%3.27%+0.8%+1.1%[…][…]−6.6%3.8%$554M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: MUNY 2025 · SUB 2008 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard New York Tax-Free Funds - Vanguard New York Tax-Exempt Bond ETF · $554M[…]

MUNY

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,861

$10,000 five years ago, dividends reinvested

MUNYMeasureSUB

+0.8%Year to dateJan 1 → Nov 9+1.6%

+1.1%1 yearTotal return+2.4%

[…]3 years · per year$10,000 became […] · $11,021+3.3%

[…]5 years · per year$10,000 became […] · $10,861+1.7%

0.09%Expense ratio$9 · $7 a year on $10k · lower is better0.07%

3.27%Trailing 12-mo yield$327 · $257 a year on $10k2.57%

−6.6%Worst dropSmaller is better−1.9%

3.8%VolatilityLower is calmer1.4%

MUNYSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SUB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUNY vs SUB: Top 5 Holdings

Today

MUNY

[…]in top 5

SUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

MUNY vs SUB Returns, Every Period

VanguardMUNY

+1.1%

past year

SUBiShares

+2.4%

past year

MUNYSUBFaded: behind in that period

0–2SUB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

MUNY vs VCIT

YTD

VanguardMUNY

+0.8%

VCITVanguard

−0.7%

+0.8%Year to date−0.7%

−6.6%Worst drop · 1Y−4.9%

3.8%Volatility · 1Y4.5%

3.3%Yield5.0%

$554MAssets$66.6B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUNY, SUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SUB0.07%$7

MUNY0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: MUNY, SUB, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

MUNY3.27%$327

SUB2.57%$257

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUNY$327 − $9 = $318

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: MUNY, SUB, VCIT

Today

[…]holdings […]

MUNYSUBVCIT

MUNY—[…][…]

SUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+2.4%SUB, at 1.4% volatility

SUBWorst drop−1.9%1.4% vol

MUNYWorst drop−6.6%3.8% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSUB

−0.7%Year to date+1.6%

5.0%Yield2.6%

+0.0%Past year+2.4%

0.03%Fee0.07%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026