Compare · 4 funds side by side · dividends reinvested

MUST, SUB, SGOV and MUB

MUSTColumbia Threadneedle×SUBiShares×SGOViShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

MUST, SUB, SGOV and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.3%+1.7%−1.9%1.4%$13.4B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.8

Columbia Multi-Sector Municipal Income ETFBonds & Cash · Municipal0.23%3.47%−0.1%+0.4%+4.3%+0.6%−8.4%5.8%$538M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: MUST 2018 · SUB 2008 · SGOV 2020 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Columbia Multi-Sector Municipal Income ETF · $538M$10,299

MUST

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,861

$10,000 five years ago, dividends reinvested

MUSTMeasureSUB

−0.1%Year to dateJan 1 → Nov 9+1.6%

+0.4%1 yearTotal return+2.4%

+4.3%3 years · per year$10,000 became $11,350 · $11,021+3.3%

+0.6%5 years · per year$10,000 became $10,299 · $10,861+1.7%

0.23%Expense ratio$23 · $7 a year on $10k · lower is better0.07%

3.47%Trailing 12-mo yield$347 · $257 a year on $10k2.57%

−8.4%Worst dropSmaller is better−1.9%

5.8%VolatilityLower is calmer1.4%

MUSTSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SUB wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MUST vs SUB: Top 5 Holdings

Today

MUST

[…]in top 5

SUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

MUST vs SUB Returns, Every Period

Columbia ThreadneedleMUST

+0.6%

5 years, per year

SUBiShares

+1.7%

5 years, per year

MUSTSUBFaded: behind in that period

1–3SUB wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

MUST vs SGOV

YTD

Columbia ThreadneedleMUST

−0.1%

SGOViShares

+3.2%

−0.1%Year to date+3.2%

−8.4%Worst drop · 1Y+0.0%

5.8%Volatility · 1Y0.2%

3.5%Yield3.6%

$538MAssets$117B

4–0SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: MUST, SUB, SGOV, MUB

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SUB0.07%$7

SGOV0.09%$9

MUST0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: MUST, SUB, SGOV, MUB

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

MUST3.47%$347

MUB3.26%$326

SUB2.57%$257

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUST$347 − $23 = $324

MUB$326 − $5 = $321

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: MUST, SUB, SGOV, MUB

Today

[…]holdings […]

MUSTSUBSGOVMUB

MUST—[…][…][…]

SUB[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

MUBWorst drop−6.3%3.7% vol

MUSTWorst drop−8.4%5.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSUB

+3.2%Year to date+1.6%

3.6%Yield2.6%

+3.8%Past year+2.4%

0.09%Fee0.07%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026